Friends, today I want to talk about the topic: how can a poor person become rich?Believe me, you will not find the answer to this question in any search engine, nor will you learn it from a neighbor or work colleague.
True, with the caveat that these people are not millionaires who earned their own money.
Are there people in your life who wake up whenever they want because they have passive income in their lives? In mine - yes.
So, in fact, we need to adopt the experience of rich people, and not envy them.
How to become rich (and at the same time remain healthy and happy), everyone decides for themselves. Or vice versa - he doesn’t try to find a solution, getting stuck in poverty and constantly feeling sorry for himself, finding reasons why not to try to change his life with the help of, for example, investing on the Internet, as I once did.
I want to clarify that we will talk about a poor person as being poor in his head, in his thinking, and not just in his wallet. This is important to understand, since it shows a way out of his plight - to change his thinking, change his attitude towards problems.
The most surprising thing is that many people don’t even try to do anything to change their lives for the better and at least try to become rich. Such people think: “My father (brother, matchmaker, etc.) never lived richly and is quite happy, so what’s the point in striving for additional income or passive income? They think that everything in life works against them, and in general, life is an unfair thing, so if you are unlucky to be born in rich family, that means fate... And the question “How can you get rich?” sounds like dark humor.
Friends, do you know what fate is? Fate is an autopilot for the lazy! Each of us can become a rich person, we just need to set a goal and go towards it, believe in it. Although, of course, this is not enough, there are still certain points that need to be taken into account. I reflected these points in the article
How to become richer - the fight against laziness
How to become richer and what is the main difference between a poor and a rich person? A poor man, like Emelya on the stove, wants to lie around doing nothing and in an instant become a rich man: for example, receive an inheritance, get married successfully, or get married “for money.”
Whereas a person who strives to get rich starts small, and does everything possible to preserve and increase this capital, that is, tries to reduce risks by.
Attitude to spending time and work - the science of becoming rich
Attitude to time and work is one of the important points in the science of how to become rich. The poor and the rich have completely different attitudes towards work: the poor person believes that in order to earn a lot, you need to “plow” as much as possible. That’s why many of us (like I once did) work extremely hard at two (and sometimes even three) jobs. And the worst thing about this is that we are wasting the most expensive resource on this planet - our time, which you can’t rewind back...
But if you ask yourself, how to get rich quickly? - then this will be followed by the second question: how did those rich people who sleep until lunch do it? What does it do for this?successful man? The rich try to minimize work time and maximize output! Ideally, work should turn into passive income(there is even scientific term- residual income).
Do you think this doesn't happen? Friends, you came to this blog in search of alternative income? So, you still admit that this is possible? So, I’ll tell you the truth - passive income really exists! 
But you probably immediately have a question - where to get start-up capital for investment? I wrote a separate article on this subject, I highly recommend you read it. And most importantly, the profit from an investment on the Internet is visible immediately, and not later, someday under good circumstances.
How to become rich from scratch - in search of alternative solutions
To become rich from scratch, you need to learn innovative approaches. A poor person, even if he has wondered how to become rich, does not like an alternative approach to solving problems. Indeed, why approach solving a problem differently than others do? After all, that’s how it’s done! And that’s why such people stumble over the words “passive income,” while successful and rich people do not what others are used to, but what brings in more income.
These people think differently, spin around, invest energy and money in something that takes less time, and ultimately gives financial independence. For me personally it’s online investing, for others it’s playing on the Forex market.
In any case, the main idea of point 3 is that if you do like everyone else, then you will earn like everyone else. Look for alternative sources of income, approach questions and problems from a creative side, try to change your life for the better - without this you will not become rich and successful!
To become rich and successful - to be able to take responsibility
Anyone who does not want to be responsible for anything cannot become rich and successful. A poor man always refuses responsibility. He reasons like this: “My position in the company is small, nothing ever depends on me, they won’t hear me anyway. But there is a boss, so let him take responsibility, and I’ll wait and see what comes of it...”
Friends, this is similar to business ideas that people want to bring to life: people propose and take responsibility, try to implement it, and guess what? After all, they win! And others sit and sigh after that - lucky... Just like me when I started investing on the Internet - many thought it was unrealistic, but it really works!
Take responsibility for your actions! Let it become a habit!
I want to become rich - how to distribute responsibilities
If you say to yourself: I want to become rich - remember one important feature of a rich person - he knows how to competently distribute responsibilities, entrusting work to those who can do better and faster, for example, routine work. At the same time, he concentrates on making money.
What does a person who is used to living in poverty do? I’ll do everything myself, but I’ll save an extra hundred rubles. Sound familiar? For me personally, before I created my blog and started receiving passive income, yes.
Finding a scapegoat is an obstacle on the way to becoming rich and successful from scratch
If you want to learn how to become rich and successful from scratch, stop blaming others for all your troubles. Poor people will always find someone to blame and a reason why they cannot achieve anything.
Here, next to my house, there is a draft beer store, where people constantly gather, drink together and blame everyone they can for the troubles in their lives. Everyone except themselves.
But you just have to tell yourself honestly: “I’m not rich because I don’t want to do anything beyond what I’m doing now.” Well, after admitting the truth, carefully read my articles on how to get rich and get down to business.
After all, those who become rich are those who have willpower, who do not lie to themselves, who do not look for reasons why not to do something, but simply try to change circumstances in their favor. If you want to become rich, do everything to become just such a person!
How a poor person can become rich - the right way of thinking
Right now one of my favorite points
How does a poor man reason? “That’s when I will have... That’s when the situation in the country will stabilize... That’s when the state will start helping... etc., etc.”
Friends, you can wait for all this all your life! Personally, I entered the world of investing with $200, and now my investment portfolio already allows me to earn $500-1000 a week or even more!
Yes, absolutely - I spend time tracking projects, spending time discussing with other bloggers, trying to stay up to date. But for my subscribers and readers, I just save time by providing! Thus, all you need is to follow my advice and make a profit in the form passive income!
How to become a rich person - giving up credits and loans
Do you have a lot of loans and debts and you are asking how to become a rich person? The attitude towards borrowed funds is also different between a poor and a rich person! For a rich person, using borrowed money is an opportunity to increase his capital, while for a poor person, a loan is just a chance to spend borrowed money that has not even been earned yet!
Nonsense? Not at all. There are plenty of examples, especially for credit cards with a grace period. So the most main advice— you don’t need to rely on these supposedly interest-free loans and buy things that you often simply don’t need!
How rich people became rich - is money a goal or a tool?
Why do you want to know how rich people became rich? By the way, only a poor person can answer the question “what is money for”, and do you know what he will say? Spend!Whereas for a rich person, money is a tool with which you can increase your investments and do this almost endlessly!
Please note that when a poor person wins big money in the lottery, he usually blows it away in record short time. If such a “gift of fate” finds a rich person, the first thing he will do is invest the money so that in the future it will bring him passive income! Moreover, not only to him, but also to his children and grandchildren.
If you want to become richer, dream
Do you want to become richer? – then allow yourself to dream! Ask yourself - do you have a dream? No? Then we urgently need to come up with it. Because when you have a dream, you set goals to achieve it, which means you develop. As soon as you have chosen a dream and set yourself a goal to achieve it, you must immediately begin to implement it.
How? Well, for starters, get your butt off the couch and come up with a plan to achieve the goal “how to get rich from scratch” and write down at least the main points. And then set a time to achieve the goal and begin to bring it to life. Do you think it won't work? No matter how it is, it was personally verified by the author of this blog
Questions of the rich - buy or sell time
Again, returning to the question of my favorite resource - time: a rich and a poor person treats it differently. A poor man is always looking for someone to whom he can sell his time, but what does a rich man do? That's right - he's looking for someone to buy it from! After all, as you know, time is money! Learn to buy time with money, and not the other way around! After all, you can earn money at any age, but you can never turn back time.
On the path to wealth and success - how do you feel about free cheese?
Perhaps, in your search for answers to the question of how to become rich, you are dreaming of this sweet word - “freebie” (or, if more civilized, then “free”). This magic word affects the poor person instantly: it’s free, no need to spend money!
At the same time, a rich person knows perfectly well that you always have to pay, and calculates in advance where the catch lies in what you get for free. Of course, if we're talking about about free samples at the metro, then everything is clear here - the advertiser pays to arouse interest in the product and you can safely take advantage of this.
Well, what if they offer an “interest-free” loan, which in the end turns out to be more expensive than a regular installment plan? Why is that? Yes, because everyone wants to earn money, and if there are such “sweet” people who take out a loan just because they see the word “interest-free,” then you should definitely take advantage of this!
Just remember one thing - no one will just do something for free, someone will definitely pay for it. And it could be you if you remain inattentive and fall for a cheap trick.
Secrets of how to become rich - “All at once” or “you - for me, I - for you”
While discovering the secrets of how to become rich, pay attention to another indicator of a poor person - he wants to be paid here and now, because he is afraid of deception. In the end, this is what happens, because the poor person is not used to defending himself, just as he is “used to doing like everyone else” and “not bothering his head.”
A rich man's reasoning is different - he, for example, will not take money for a service, knowing that in the future he will be able to turn to the person with a return request.
- “help yourself, they will help you” is another key to wealth.
- “after us there may be a flood” - another step into the swamp of poverty.
I'll be rich - never give up
Decide for yourself once and for all: I will become rich! We all know that difficulties strengthen us. But this does not apply to poor people. A poor person, even in the face of minor difficulties, raises his hands and tries to avoid difficulties by returning to the usual path.And in order to consciously overcome difficulties - “no, this is not for me, there are no fools!”
But in the end there is a successful “fool” who is ready to face difficulties, and ultimately overcomes them, because in most cases you just need to analyze the situation, take risks and invest money. As a result, a person, for example, gains financial independence, but a poor person continues to envy and consider that the rich person is lucky. But there is nothing fantastic in this, pure calculation and courage.
Attitude of the rich and successful to investments
The attitude towards investments is also diametrically different between the poor and the rich: poor people have little interest in anything, they may not even know about investing as a fact. Therefore, words do not come to their minds - building an investment portfolio, investments, passive income, financial freedom...They have no time for this, they should close the loans...
Whereas successful (and therefore rich) people always have some kind of “cushion” for unforeseen expenses, and their heads are constantly thinking about where it is profitable to invest money in order to get even richer.
How to become rich - issues of education and self-education
If you want to learn how to become rich and intend to achieve your goal, do not throw into the background the issues of education and self-education. You know, I used to often attend negotiations with clients and saw how many of them had diplomas, certificates, successful completion courses, etc. And for the most part, these people who are trying to show their importance are in fact just poor people!
You can finish prestigious university And a large number of various courses, but in fact, money will not flow to you like a river and you will not become financially independent.Whereas people, even without specialized education, can earn many times more than you. And why all?
It's no longer a matter of new truth: universities and various courses, as well as long training in general scheme In general, it “formats” people, drives them into boundaries. There we are taught not to look for a way out of the situation by using non-standard solutions, but act according to the template.
Are there “C” students in your circle who, from childhood, learned to “bypass the system” in every possible way and, as a result, live better than you without any higher education? These people are a priori not shy about wealth and know where to invest their money profitably. I am sure that most people have such acquaintances.
Another principle of a rich person, which was voiced in ancient times, is “Study, study and study!” Do you know what Sergey Brin asks during an interview (for those who don’t know, he is a co-owner of Google, one of the richest people in this world) when you interview him?
It would seem, why does he need this? And it’s all very simple - this person may never appear in the company again, and the knowledge that this person conveyed during the interview will forever remain in Sergei’s head, and for free!
The conclusion from all this is that you need to constantly acquire new knowledge, and make an effort to apply it in practice. Believe me, in the end, all this can be turned into money and gain financial freedom!
But remember that knowledge cannot simply be received and received, it must be applied. Only then will they have value and effect in practice!
If you want to become rich, learn to bargain
Perhaps you, like many, do not like to bargain - but if you want to become rich, learn. You should always try to buy cheaper, demand discounts! Believe me, I also don’t feel a great desire to stand my ground and get a discount, but in the end, the amount you can save will warm your soul!
Following these simple rules will definitely lead you to success! Just go towards your goal, conquer new heights and don’t waste your time on trifles! And remember:
You can find my contacts at the link
How changing his attitude towards money helped him achieve financial stability. He grew up in poor family, often did not know whether they would be able to pay the rent or whether they would be left on the street at the end of the month. He had to watch relatives and friends quarrel over money.
He now owns his own business and no longer lives paycheck to paycheck. He didn't become a millionaire, but he reached the point where he doesn't have to think about finances all the time. Kim shared the advice he would give to himself at 18. Perhaps it will be useful to you too.
Money is a tool that allows me to do what I love. I don't consider them an end in themselves. Now I don't need it anymore more money. But I continue to work and earn money to help my family and loved ones.
1. If you convince yourself that you need something, don’t buy it.
One of the biggest financial mistakes is buying things you don't need. We often do this: we buy new clothes, phone or computer, just to keep up with others and feel fashionable. But most of these things are for us.
When something is really needed, you know it right away. If you have to convince yourself before buying, don't buy this thing.
2. Don't buy the first models
Seeing new model car, camera or smartphone, do not rush to buy them. Wait next version: it will not have problems and shortcomings that plague the first versions. You will save yourself from unnecessary headaches.
3. Don’t skimp on what makes you happy.
Money can buy happiness if you spend it on experiences and things that are meaningful to you. If they delight, inspire and motivate, they are a necessary investment in your well-being.
Just remember that pleasure from things passes faster than from impressions.
Within two weeks we get used to new things and stop noticing them. The impressions last much longer. They can be relived mentally. Plus, they help us grow and develop new skills.
4. Earn more and spend less
Many people start spending more after a salary increase. They buy an expensive car, travel more often and eat in cafes. As a result, they do not become richer, but remain at approximately the same level of income. But if they earn more and spend less, they will stay available funds. They can be deposited into an account or invested.
Think about how you could earn more: take on additional responsibilities at your current job, find a part-time job, do... Then think about how to spend less. For example, cook at home and go to cafes less often. Spend less on clothes. Sell the car and use it public transport. Don't chase fashion trends. Use the remaining funds to pay off debts or save for something.
5. Never go into debt
No matter how rich you are, if you are in debt, you are a slave to the banking system. To pay them and maintain the required standard of living, you will have to work. Perhaps in a job you don't like.
Therefore, never take on debt. If you are thinking about opening your own business or creating some kind of project, but for this you need to go into debt, put this idea aside. Start only when you can pay all the expenses yourself. This way you take less risk. And the lack of funds forces us to look for a creative approach to problems.
6. Learn not to want more of what you already have.
Being rich does not mean having everything you can. Real wealth is when you don't need anything other than what you already have.
And a billionaire can be poor if he constantly needs more and more. He may own real estate all over the world, but if his friend has a private spaceship, he will still be jealous.
We feel like we are lacking something when we compare ourselves to people around us. Instead, compare yourself to those who are poorer. Then your current lifestyle will seem sufficient to you.
7. Look not for perfect, but for good enough.
We always strive for the ideal, we want to have the best. But think about whether you really need the most best car, the most powerful smartphone or an apartment in the most respectable area? Maybe what you have now is enough?
Try not using the phrase “best” for a month. See how your shopping habits change and how much money you save.
8. Don't buy too many things from the same category.
Life is much easier if you have one phone, one computer, one pair of casual shoes. In clothing, you can limit yourself to one type of trousers, shirts, socks. You'll make fewer decisions, worry less, and spend less money.
Look at your things and think, what 10% of them do you use 90% of the time? Try. Sell, donate, or throw away excess items. You will feel relief, you will be able to pay more attention and energy for important matters.
9. When choosing a product, be guided by a lower price
The brain clings to the first price you saw. Then you choose the product in comparison to this price. If at first you were offered a camera for 50 thousand, and then for 30, the second one will seem like a good buy to you. Although, perhaps, you would be satisfied with a camera for 15 thousand.
To spend less, look at lower-priced items first. The others will seem more expensive in comparison. As a result, you will settle on an acceptable option and not spend too much.
10. Change your environment to consume less
Our environment influences how much we consume. When everyone around you frequently changes gadgets and cars, buys new clothes and dine out, it will be difficult for you to resist. If you want to spend less and live more modestly, try changing your environment. Naturally, it is not always possible to move to another area or city. But you can change your lifestyle. Go to less often shopping centers and avoid anything that makes you want to buy something.
11. Avoid advertising
We don't even notice how advertising changes our idea of a product, making us want it. Avoid it at all costs. Don't watch TV, don't read magazines, turn on an ad blocker in your browser. Unsubscribe from mailings. Buy paid versions of applications to disable advertising.
12. Remember: the more money, the more problems.
Money is desirable up to a certain point. When they have enough to pay for housing, save some money and not worry, more income will no longer make you happier. As income increases, so does stress. You have to worry about the tax authorities, about bad investments, about greedy relatives who ask for money and are secretly waiting for your death.
The same applies to things. For example, the larger your house, the more worries you have: you need to clean large area, buy more furniture, repair and change more. Therefore, when considering a purchase, consider these hidden disadvantages of owning a new thing.
13. Invest in your development
The most important thing to invest in is not the stock market, but yourself. They will help with this. Most often, a book is a distillation of the author’s ideas over several years or even a lifetime. This is an opportunity to learn about the lessons the other person has learned and apply them to your benefit.
The more you invest in expanding knowledge, finding new ideas and developing creative approach, the more benefits you will get.
If you take at least one from the book new idea, which will inspire you, then you have not wasted your money.
14. Ensure your own financial stability before helping others.
If you have difficulty with money, do not lend it to anyone - even a family member. You will worsen your situation and, in addition, ruin your relationship.
It is better not to lend money to friends and family at all. If you want to help, give them free of charge. This is the only way to maintain a good relationship. But help when your own financial position stable.
15. Don't invest in stocks
You won't get rich with them. Professional traders often act at random. But it's not only that. Even if the value of your shares increases by 30%, the profit from this will not compare with the benefit from. Having acquired new skills, after a while you will earn more.
Think about how such investments will help you get rich. Maybe you should take some courses, sign up for a seminar, or start your own business.
16. Don't take unnecessary risks
It is believed that entrepreneurs like to take risks just for the sake of taking risks, but this is not true. Good businessmen carefully consider their actions and avoid situations in which they could lose all their capital.
If you're looking to start a business or invest in anything, don't forget that you can always fail. Prepare for this and make sure you don't lose all your funds.
17. Strive not for wealth, but for not going broke.
If you are a business owner, focus not on how to increase profits, but on how to avoid going bankrupt. If you are an employee of a company, think about how to remain relevant. For example, you can acquire new skills or expand your responsibilities.
18. Mentally exaggerate your expenses and underestimate your income.
Very easy. We often look at the world through pink glasses, we overestimate ourselves and underestimate the problems. Imagine you are poorer than you are and cut your expenses. This will help you spend less and gradually accumulate funds.
19. Don't buy the most expensive things
A thing that costs 1,000 rubles will not make you ten times happier than a thing that costs 100. It seems that expensive goods bring more happiness, but it does not depend on the amount of money spent. There is a certain amount after which the pleasure from shopping no longer grows. It is different for everyone. Find this middle ground for yourself and don’t spend more.
Don't forget that pleasures also become boring. Especially the joys associated with food, sex, travel and shopping. Over time, they cease to create strong sensations, no matter how much you pay for them. Therefore, spending more and more money on things simply does not make sense.
20. “Think like a rich man, dress like a poor man.”
Andy Warhol said so. Wear basic clothes, drive a regular car, choose practical items. Those who ostentatiously wear products from expensive brands often, on the contrary, have no money and live in debt. They are simply not confident in themselves and want to attract attention through expensive things.
Be rich inside. Remember that you have everything you need. Think less about shopping. Spend more time and energy creating something important.
21. Live more modestly than your income allows
We get used to new things after two weeks. No matter how expensive they are, they no longer make us happy, because they become ordinary. Try to also get used to a more modest lifestyle.
Buy a cheaper item, even if you have enough for an expensive one. Buy - inexpensive ones are equivalent to original ones medicines. In a cafe, choose the cheapest coffee or the simplest dish. Over time, this will become a habit.
22. Don't get hung up on brands
When you look at a thing, think not about the brand or the price, but about what it essentially is. Lexus is just an expensive Toyota Camry. Filet mignon is just a part of a cow's carcass, and expensive wine is fermented grape juice. The new smartphone is just a piece of metal with a touchscreen. A branded suit is pieces of fabric sewn by some minimum wage worker.
Constantly reduce the value of such things in your eyes. Then they will become less attractive to you.
23. Don't give all your money to investments
If 99% of your funds are invested in real estate, you are deprived financial freedom. In an unforeseen situation, you will not be able to pay and will have to borrow. Try to always have available funds that can be quickly withdrawn from your account. This is also useful in case a profitable opportunity to invest them arises.
24. Don’t buy anything that you can’t pay for without loans.
We are too optimistic about our capabilities. We think we can pay it off quickly. But debts accumulate like a snowball. The more of them, the more firmly you fall into slavery to the banking system. If you still want to use a credit card to receive bonuses, buy only what you could pay for without loans.
25. Don’t sell yourself short when you charge for your services.
Value yourself. If you're an entrepreneur or freelancer, charge a little more for your services than you think you deserve. You may lose a few clients, but... long term get more profit.
Of course, when you're just starting out, you can't ask for too much. To gain experience, work for free for a while. But then charge higher than average fees for services. If you settle for average pay, you will always have to somehow make ends meet.
26. In your free time, work on what you love.
Many people want to quit their office jobs and do what they love: becoming a photographer, traveler or writer. Don't do this unless you are financially stable. Live on income from your main job and work in free time.
Get up an hour earlier, use your lunch break, do something useful in the evening instead of watching TV shows. When is the money from extra work enough to pay the bills, you can leave the boring company. But always have funds ready for Unexpected situations and a backup plan. You may have to live with your parents again or return to your old job.
27. Think about what else you can buy with the money you are going to spend.
Usually, when purchasing, we compare only items of the same category. For example, smartphones from different manufacturers. But maybe instead of a new cool phone it’s better to go to interesting trip? Or invest in your education? Or pay off part of the debt?
28. Imagine how you will feel about the purchase in 5–10 years
Look at things realistically. Any purchase will lose its presentable appearance in 5–10 years. This is especially true for cars. It’s better not to chase fashion, but to count on the long term.
29. Don’t forget that money itself has no value.
In essence, money is just paper. Even in precious metals there is nothing special - they are just shiny stones. Think about why they are important to you. Perhaps they give you a sense of stability or symbolize success. Define what money means to you. For example, strength, absence of pain, the ability to do what you want.
Don't take money too seriously. And don’t forget about really valuable things: relationships with loved ones, important work, gratitude.
30. Don't become a slave to money
Money is neither good nor bad - it is just a tool. We decide for ourselves what to use them for. Think about how they affect your life. What do you need money for? What joys and worries can they bring? How can money help you and others? And can they ruin your life?
Provide yourself with everything you need for life. As soon as you have enough money for this, spend time and energy on your development. And then do something useful and help others.
15 532 0 Hello! In this article we will talk about how to become rich and successful. Many of us dream of achieving financial well-being, do not deny yourself anything and never feel an urgent need in the matter of money. However, only 3% of the world's population manages to achieve real wealth. What is the reason for such statistics and is it possible to become rich and happy?Before asking the question “How to become rich in Russia?”, you need to understand what it is - the very wealth that everyone strives for. It's no secret that everyone needs different amounts of money. For some, 100 thousand rubles will be an untold treasure, but for others, even a million dollars will not be enough. How do you understand where the wealth line is?
Robert Kiyosaki (millionaire and author) defined wealth as the amount of free time in which you can not work, but at the same time your standard of living will not decrease, or as the amount of assets that can generate a sufficient amount of passive income.
It turns out that wealth is not a mountain of money, but time is a limited resource. Is it worth spending it on something that doesn't bring you pleasure?
What prevents us from becoming rich?
Anyone can become a rich person, but why not everyone achieves their goals. The causes of poverty can be:
- Laziness;
- Thoughts;
- Criticism (of yourself, the state, others, etc.);
- Complaints;
- Life circumstances.
Are wage employment and wealth compatible?
If you study examples of rich people, you will notice that none of them became millionaires through hired work. All of them were passionate about their work and developed own business. And this is not surprising; hired work has several significant disadvantages:
- Often hired work is unloved. People do not like their jobs, work under strict instructions and do not have the space to realize their own creative potential, exchanging your dream and precious time of life for money and working for the success of another person.
- No free time. You definitely won’t be able to manage your time, decide when to work and rest. This will deprive you of many joys and make you feel dependent on circumstances.
- You constantly receive commands. The work hierarchy is structured in such a way that someone at the top will constantly give you instructions, and you will be forced to obey, even if you disagree.
The stability of hired employment is an imaginary factor. Remember that the company only needs you as a profit-generating tool. As soon as you stop doing this or start working less efficiently, another employee will take your place, and you will either be fired, demoted or have your salary reduced.
Of course, this does not mean that you should run to write a letter of resignation right now. Especially if you love your job and are satisfied with your position. You can also achieve success in a hired job if the position implies freedom of choice and independent decision-making. In the end, there is always the opportunity to organize additional passive income for yourself.
Rich Man's Mindset
Rich people do not view money as the main purpose of their lives. They don’t idolize money, don’t pray for it, and certainly don’t think about how they can become rich. For them, money is just a means or a tool for getting what they want, opportunities and growth. Money in itself has no value - it's just pieces of paper.
The main differences between the rich and the poor are presented in the table.
| Rich | Poor | |
| Job | They work for themselves, build a business. | Employed |
| Example | They rely on the experience of already successful people and learn from those who are more successful. | They communicate with people even poorer in order to assert themselves. |
| Actions | I do more, dream less. | They just dream and do nothing. |
| Attitude to circumstances | They are not afraid of circumstances, they are confident in themselves. | They adapt to circumstances and are afraid of change. |
| Risk | They are not afraid to take risks, try new things, and are open to new ideas and projects. | Avoid risk. |
| Work | They love to work and are not afraid of work. | They are lazy and reluctant to work. |
| Education | They learn throughout their lives, easily accept changes and adapt to a new life. | They complain that life is unstable and changeable. They reject the learning process, considering themselves to be quite smart and educated. |
| Environment | They do not tolerate whiners and those who are always dissatisfied in their environment. | They communicate with whiners and often complain about life themselves. |
| Envy | They don't envy more successful people. Be inspired by their example. | They envy everyone they can. |
Karma of money
It is important to understand that money is energy. Monetary benefits come to you in exchange for your useful action. If this energy exchange does not occur or something is done incorrectly, money energy stagnates and cash flow stops. Money does not like any aggressive or violent energy: deception, theft, and self-violence.
When you are out of place, not fulfilling your purpose and abandoning your function as a creator, you are literally raping yourself on the mental plane. Devoting time unloved job, working only for money without pleasure and high goals, you will quickly notice how your material affairs will begin to deteriorate, and there will be less and less money.
On a subtle level, to attract money, adhere to the main points:
- Give 10% of your income to charity and helping other people.
- Honestly see things, don't look hidden benefit in everything, do not deceive.
- Give up the “money for money’s sake” principle.
How to become rich from scratch
Many people think that it is impossible to become rich without a higher education, outside investments, a gift from heaven, or rich benefactors. However, the psychology of money says otherwise: Any persistent person can acquire financial wealth. To do this, you just need to adhere to a certain scheme.
1. Decide to be successful
Wealth begins with intention, so start your path to wealth by deciding to become rich, successful and happy man. Be aware of your decision and intention. Now you must always take action. Idle lazy pastime is no longer for you.
2. Make a plan and define your goals
The difference between rich people and poor people is that their lives are often planned out years in advance. They clearly know what they will do in the next 10 or 5 years, in the next year, month, day.
Make a plan for your life too. Determine who you want to be and what you want to achieve in 10 years. Of course, the goal of making a million dollars may seem unrealistic, especially if you currently work in a low-paying job. But it doesn't matter! Look at your goal with a cold eye, determine what exactly you need to do to make it a reality. Based on these actions, make a plan for the next 5 years, then for the year, month, week and day.
Now you have a clear algorithm of actions in front of you, and a non-abstract goal. Be sure to write down all your plans; they should now have a material embodiment, even if only on paper for now.
Ask yourself two questions often:
- What do you want?
- How to achieve this?
3. Find a role model
It is very difficult to go to wealth blindly and alone. Perhaps the journey along the road of life will be exciting and will become an invaluable experience, but it will require a lot of time. It is much easier to find an experienced mentor and turn to him for advice, learn from successful experience and get inspired.
If there is no living example or rich teacher on the horizon yet, examples of famous people will help you. Study books about outstanding personalities and their paths to success, read articles, watch films. Have an example that you can follow.
4. Develop the habits and mindset of a successful person
Once you have found your guiding star in the form of a rich person, study his habits, views and worldview. Try to implement them into your life.
Give up complaints, despondency, and the victim position. You are the creator of your life!
5. Reconsider your social circle
Protect yourself from all the people who are always complaining, whining and judging. By communicating with such people, you yourself become unsuccessful and become infected with a bad mood. Try to spend more time with positive, optimistic people and those who already know how to succeed.
6. Take care of yours financial literacy
It is very important to know how to properly manage your earnings. Most people who win the lottery and receive it overnight a large amount, found themselves in an even more dire situation than before winning. This is due to the fact that they simply did not know how to manage money wisely: they threw it left and right, quickly spent it, became drug addicts, and lost their winnings in the casino. While a financially literate person could easily increase this money and not need anything for the rest of his days.
Basics of financial literacy:
- Save at least 10% of your income. This money should become inviolable. They will work for you in the future.
- Get rid of debt. From each income, devote at least 20% to paying off debts. Do not take out new loans - this is always a liability that takes a lot of strength, energy and Money.
- Read more books on the topic of financial literacy, listen to lectures, attend trainings and master classes. Become an expert on this subject. Make your financial plan and take action. If this kind of planning is too difficult for you, contact a good financial advisor.
7. Invest your saved money
Money must work. Those who save money “for a rainy day” sooner or later lose it. While you are accumulating the required amount for investment, start studying investing. This is a very complex issue and requires attention and careful consideration. You can invest in stocks, mutual funds, real estate, etc.
With proper investment, you can easily achieve passive income. Well, while there is no money, you can invest your time in education, development and research of new useful information.
8. Be patient and don't give up
Many successful people once started their journey from scratch, they faced difficulties more than once, and many lost everything and started over. If they had stopped then, would they have achieved wealth? No. Success loves the persistent confident people. Don't despair and don't give in bad mood. Remember, trials are given to you so that you become even stronger and more confident.
Once and for all, give up expectations of quick success!
The rich are very different from the poor in their thinking, habits, views and attitude towards life in general and towards money in particular. Today, a lot of literature has been written on the topic of financial independence and success. Below are some basic tips that will help you become rich.
Value your time and don't miss opportunities
- Give up meaningless entertainment: watching useless TV shows, hanging out on social networks, etc. Instead, learn to spend your leisure time usefully: read useful books, attend interesting seminars and courses, spend time with loved ones.
- Rich people always know what they will do today. Make it a rule for yourself to schedule and plan your days.
- Don't refuse the opportunities that life offers you. Success loves determined, purposeful people who know how to properly manage their time, both working and free.
Do what you really enjoy
The difference between successful people and the average lies precisely in the fact that rich people did what they really liked and what they believed in with all their hearts. It is passion that helps you immerse yourself in your work, be passionate about your work, and overcome any obstacles. It gives motivation and desire to move forward.
Laziness, contrary to the opinion of the majority, is not an innate character trait, but a common lack of motivation and desire to develop in the proposed direction. You can cope with laziness simply - find something you like.
Listen only to the opinions of people whom you respect and consider competent in the area in which they are giving advice. This applies to both solicited and unsolicited advice. You should not listen to the opinions of people who have not achieved success.
On your path to wealth, you will more than once meet people who will laugh at your ideas, envy you, whisper behind your back, and condemn you. This is fine. All rich people went through this, because their opinions often differed from the generally accepted ones. Therefore, having received yet another piece of advice, think about whether it is worth listening to the advice of the adviser?
Develop your communication skills
The ability to communicate helps solve many business issues, from finding employees and selling your product, to organizing various events and concluding partnership agreements. It is much easier to develop your business when you have connections and acquaintances.
Capture ideas
Our mind is always on the move. Nobody knows when a new brilliant super idea will come to your mind, so always carry a notebook with a pen for such an occasion. Try to write down all your ideas, because no one knows how successful they are. Later, you can re-read them with a fresh mind and, perhaps, find some interesting “tricks” for your business.
Take responsibility for your life
Stop complaining and whining when you encounter obstacles along the way. Realize that you are the creator of your own destiny. No one should bring you wealth on a platter or teach you how to build a business. Only you yourself are the culprit of what happens in your life. And only you are responsible for your life.
Have an active holiday
Life is motion! So give preference active recreation. This is the type of vacation that rich people prefer to passive.
Watch your health
Among successful people it is difficult to find a person who does not care about his health. On the contrary, rich people are thoughtful about their diet, physical activity, daily routine and timely visits to doctors. They understand that without health it is impossible to work for the benefit of their favorite business and enjoy life. Money cannot buy health, so take care of it in advance.
Maintain a budget
A successful person can tell down to the penny how much he earned and how much he spent and on what exactly. While average people rarely keep a budget and do not know where the gap is hiding in their wallet.
Write down all your expenses and income, starting from even the smallest amounts of a few rubles, ending with large expenses. Today you can do this in various ways: using a notebook, regular Excel tables on a computer, various computer programs, mobile applications etc. Choose the method that is most convenient for you. After a few months, you will be able to draw conclusions about where your money is going and whether you are spending it wisely. It will be possible to highlight wasted expenses and reduce their amount, to understand where you can save.
By tracking the dynamics of expenses and income, you can plan your future expenses. Some sources recommend doing this in a 60/25/25 ratio:
- Where 25% of the money is put aside as an emergency reserve,
- another 25% is spent on entertainment,
- and 60% - for mandatory needs.
This balance works if you have no debt. If your income is not yet very high and 25% is a very sensitive amount, you need to save at least 10%.
Get out of your comfort zone
If you are still not rich, then you are doing something wrong and you need to change the current situation. To do this, you need to get out of your comfort zone. Do what you are not used to doing, learn new things, look at things differently and step towards your fears and concerns.
Fight your fears
Fears need to be worked through. To do this, write down all your fears on a piece of paper, read the list and think about what you can do about them. Sometimes fear can be destroyed by touching it, that is, by doing what you are afraid of. In some cases, you can seek help from a specialist. A psychologist will tell you how to properly deal with your fears.
Always learn new things
Don't stop learning! Only development and endless growth will lead you to wealth. Study the art of handling money, marketing, business literature, oratory. In short, everything that develops you as a person and a professional.
Accept challenges with gratitude
The fact that something doesn’t work out for you is not a reason to be upset, much less despondent and complain about life. Look at the world from a different angle. Accept challenges with gratitude as a chance to become even better, stronger and happier by going through obstacles.
Develop selflessness and generosity in yourself
The more you give, the more comes to you - this is the law of attraction of money. Learn to give sincerely and selflessly, without expecting or asking for anything in return. The more you help other people, the higher your emotional and spiritual uplift becomes, and your monetary karma improves.
Keep your plans secret
Don't talk about your ideas. How fewer people know about your plans, the more likely they are to come to fruition. And it's not a matter of superstition at all. By simply chatting about your intentions, you are dissipating the energy given to you to implement the idea. As a result, when it comes to implementation, you may not have enough of this spilled energy.
Stand your ground
All rich people face resistance outside world Therefore, it is very important to be moderately tough and defend your positions. You need to start now: politely but persistently tell them if you don’t like something. Don’t allow boorish behavior on your part, but you shouldn’t be too soft either.
Live within your means
By keeping a budget, you know exactly what you can afford and what you cannot. Never go into debt to buy an apartment, a car or another gadget - this is a typical poor man's syndrome. Plan your purchases carefully, get rid of frivolous spending and excesses. Buy only what your wallet allows. Remember, money loves counting and rational planning.
Get rid of the cult of money
Money is not far the main thing in the world. Yes, they provide opportunities, development, comfortable life, trips. But they are not the ones who bring happiness into life. Learn to be a happy person without money, then they will be drawn to you. And the wrong attitude towards banknotes can only bring misfortune and grief.
Accept money from different sources
Money can come not only as salary. Gifts, various discounts, offers and even help are all manifestations of the energy of abundance. Accept everything that comes into your life with great gratitude and love. Never refuse the surprises of fate, this way you help not only yourself to further open the channel for receiving benefits, but also increase the abundance of your giver.
Believe in yourself
It's simple, if you don't believe in yourself, nothing will work out! Rich people rely only on their own strength, and not on luck.
Don't forget about other areas of life
A career and your own business are good, but don’t forget to spend time with your family, meet with friends, and have a good rest. Pay attention evenly to all areas of life - this will make your life full and fulfilling.
Create Passive Income
Invest your money and make it work for you. This could be interest from a bank, dividends, network marketing, rental real estate, etc. Explore everything possible options receive passive income and create it. Ideally, it will gradually become your main income, freeing up time for development, new projects and travel.
Don't be afraid to make mistakes
There is nothing wrong with mistakes; they help you draw conclusions and find the right path. Don’t stop acting, making mistakes, gaining experience and winning victories.
Work on your self-esteem
In fact, there will always be as much money in your account as you can afford. Therefore, if now you are getting by from penny to penny, think about whether everything is okay with your self-esteem?
Try new things
It is not enough to create a successful business. You always need to come up with something new, introduce new schemes, change the usual methods. There should always be room for innovation in your business.
How to become a rich and successful woman
How do women get rich? Many will answer this question that to achieve success and wealth, a woman needs to get married successfully, or even better, get a successful divorce and take away ex-husband half the fortune. Of course, in some situations such schemes work, but today a woman can easily achieve success on her own without the help of a man.
So how can you become a rich woman? The answer to this question has already been given in this article; the rules and algorithms of action described above are equally effective for both men and women. The only thing I would like to wish for lovely ladies is to preserve their natural femininity, softness and beauty, without becoming like the harsh business games of men. After all, it is in femininity that lies the key to happiness in all other areas of life, including personal life.
How to help your husband become successful
Not all women decide to achieve wealth on their own. Many people want to do this with the hands of their man. To help a man achieve more, follow these rules:
- Don’t put pressure on a man and don’t nag him for mistakes. Your desires are your desires, not his. In fact, he doesn’t owe you anything, so you shouldn’t demand anything or reproach your husband. This will only discourage you from doing something for you.
- Create an information field around yourself. Explore the topic of wealth, money and finance. Put the principles of wealth into practice. You won’t notice how your man will pull himself up, seduced by your sparkling eyes and passion.
- Listen and develop your intuition. In a situation where a man takes on the role of the main breadwinner of the family, all a woman can do is tell him about her misgivings. It just so happens that women feel the world more subtly than men.
Wealth and success are not so unattainable goal. Believe in yourself, be persistent and positive and then everything will definitely work out.
Get Rich in 60 Minutes - Robert Kiyosaki
Useful articles:
For life full life and to be able to enjoy various benefits, it is necessary to have money. It makes no sense to deny this fact; it is better to accept this state of affairs and learn to use this knowledge for your own benefit. If you want to figure out how to become richer, you should start with your own thoughts and worldview.
There is nothing wrong with the desire to get rich, because every person strives for the best. People want to live in abundance, without denying themselves pleasant little things and having enough money.
Why does a person live?
There are three main motivations that motivate a person to live:
- Satisfying the needs of the body.
- Satisfying the needs of the mind.
- Satisfying the needs of the soul.
Each person chooses for himself which reason is more important and closer to him. But it will be very difficult to develop harmoniously if you ignore any of these motivations. All aspirations must be realized, otherwise regular dissatisfaction with life will spill over into depression.
To understand how to become richer, you need to think like a wealthy person thinks. It is necessary to change the psychology. A person should more often imagine how much money he has and how he spends it. It is very important not just to think about it, but also to believe that wealth is already there. Then the emotions will be sincere, and the subconscious itself will begin to give out ideas on how to get rich. We must remember that thoughts are material, so you need to be extremely careful with desires.
Any negative emotions, directed against money, can lead to poverty and misery. It is impossible for a person to become rich if he thinks incorrectly and does not respect money.
When to start getting rich?
The answer to this question is clear – right now. To control income and expenses, it is advisable to keep cash records. Every day you need to try to reduce expenses and increase income. To do this, you need to think about which expenses are mandatory, and what you can refuse for now. To ensure constant profit, it is better to invest money in assets.
What are assets?
People often wonder: how did the rich get rich? Finance experts say that there is no secret here, it’s just that not every person knows what assets are and knows how to manage finances. Speaking in simple language, assets are what generates profit, for example, renting out an object or for temporary use.
But in order for assets to put money in the owner's pocket, they must be controlled. The advantage is that it takes much less time than a normal working day. Therefore, you have the opportunity to spend your free hours at your own discretion.
What are liabilities?
When thinking about how to become rich, you need to clearly understand what liabilities are. These include everything that regularly “pulls” money. This could include bills, debt obligations, home and car maintenance. Money is also a liability because it loses value with inflation. Thus, a liability is something that requires any costs.
Therefore, to understand how to become richer, you need to accumulate assets and reduce liabilities. Then income will exceed costs, which will allow you to have a certain capital. If you approach the matter wisely, you can make money work for you.
Bad assets
If a person wants to become wealthy, it will be useful for him to understand what bad assets are. These include all those objects whose maintenance costs exceed the income from them. In this case, it is necessary to look for ways to solve the problem, for example, find a place where the rent will be lower and the profitability from the property will be higher. If assets are completely unprofitable, it is better to get rid of them.
Those projects that have not yet reached the level of self-sufficiency are also considered bad assets. If they do not bring at least a minimum income after a while, it is not worth wasting energy on them. It is enough that you have gained some experience that will definitely be useful in the future.
Good liabilities
To figure out how to become successful and rich, you need to be able to count money and make financial forecasts. Without knowledge of assets and liabilities, this is almost impossible to do. While liabilities do have costs, there is such a thing as a good liability. It can be considered as such in the case when the costs of it are less than the profit it brings. But it is worth remembering that there should be so many liabilities that the assets allow them to be supported.
When developing a plan on how to become richer, you need to clearly understand the main rule: you need to purchase those things that bring money, and try to avoid those the use of which entails additional costs. It is not so important what assets will be acquired, it is important that they generate income without the direct participation of the owner.
How to find the path to wealth?
To understand why people become rich, you don't need to have any special qualities. It is necessary to read books on success and wealth, biographies of successful and wealthy people. In this way, thinking and the ability to find new ways to prosperity will develop.
Don't waste your time sitting in front of the TV or computer. It is better to spend your leisure time usefully, making various contributions to the future. They do not have to be material; gaining knowledge can also be a good investment in better life, if the experience and skills gained are used wisely. It is important to develop your thinking correctly and set goals.
Dream!
You need to constantly think about wealth and indulge in dreams, believing in achieving your goal and experiencing positive emotions. You cannot allow a single drop of doubt; you must live as if the money is already in your wallet. You need to draw an ideal picture for yourself, and then systematically implement it. own dreams. It is necessary to value money and not be afraid of it, otherwise success is unlikely to come.
In order for the subconscious to work correctly, you need to more often imagine how the money will be spent, what prospects will open up. Money makes it possible to get everything that was not there before.
Tell me who is your friend...
If you want to become wealthy, you don’t need to communicate with people who like to be poor. You need to surround yourself with successful people and learn from them to achieve high results. But you should not copy all their actions, because there are practically no identical paths to wealth. It is necessary to study the working methods of rich people, analyze how they solve problems and get out of crisis situations.
Fighting laziness
A lazy person is unlikely to understand how to become rich in Russia. Fear and reluctance to act lead to poverty. To become wealthy, you need to get rid of fear and learn to leave your comfort zone. You need to do this every day, overcoming obstacles and not giving up. Then success will not keep you waiting, and wealth will definitely come.
Don't accumulate problems!
To move forward and understand how the rich got rich, we need to stop accumulating problems. All difficulties must be resolved as soon as they arise. If a person wants to become wealthy and live in abundance, he must not be afraid to make decisions in a short time. When problems accumulate, returning to a carefree life becomes more difficult.
Do business!
If a person is tired of working for a company, he should open his own business. When you are constantly short of money, it is advisable to organize your own business right now. It is better to choose those areas that can be implemented without initial capital. There can be quite a few options, for example, the provision of any services. For income to be stable and lead to wealth, it must be passive. A business needs to be built in such a way that it makes a profit without the constant participation of the owner. It is advisable to submit your thoughts in the form of a business plan, which contains all the necessary calculations.
Can a woman be rich?
The right attitude plays a big role big role, because a person attracts to himself what he thinks about. When thinking about how to become a rich woman, you need to focus on opportunities, not obstacles. If a person thinks like a poor person thinks, even a million-dollar fortune that falls on his head, he will easily squander it and return to poverty. Many wealthy people they achieve everything themselves, from scratch. You need to live in such a way that the confidence that a woman is worthy of wealth never fades. Then fate will believe in it and begin to present gifts.
Wealthy people claim that there is no secret to becoming rich. The advice they give boils down to the fact that you should not feel like a poor person.
Who to follow as an example?
Carlos Slim Helu is considered one of the richest people. His fortune exceeds $73 billion. He achieved success using his talents and negotiation skills. Thanks to his strong business acumen, Carlos became the owner of the largest mobile operator in America. At the beginning of his journey, he privatized a small company and then carried out reconstruction. When the currency fell, the businessman managed to create a good fortune.
Bill Gates owns $67 billion. As a child, he was a shy boy, and no one expected such success from him. But a project like Microsoft brought him billions. Now he has the opportunity to make a profit and do charity work.
Correct thinking gives these very skills. For some people, this is inherent from birth, while others need to learn and develop it in themselves. After all, at the moment of birth, everyone has the same physique and breathes the same air. It is only later, as you grow older, that you begin to think about whether a person is rich or poor and what he looks like.
There are many cases where children from very rich families had everything and were famous, and then they spent all their property on casinos or on drugs and alcohol. They sank and turned into homeless people, not knowing how to properly manage their money.
And at the same time, other children, from very poor families, who did not even go to school, since the family could not afford it, became rich. They read for free in libraries, talked to the people they worked for, and thought right. As a result, such a person turns from a poor person into a millionaire, having previously had no chance, according to society.
It would be logical if it were the other way around. All this can be explained very simply. All people, because of, are divided into two categories: the poor and the rich. This is not calculated by the amount of money, but by thinking, which will lead to certain results in the future. The way a person thinks today is how he will live tomorrow. Because thoughts attract into life what people think about.
Below, you can familiarize yourself with ten habits of poor people that are best to get rid of as soon as possible. This will lead to nothing but poverty. All of them are characteristic only of those who have a poor peasant's mindset. They are the ones who do not allow a person to get rich, no matter how much effort he makes.
1. A constant feeling of self-pity.
Surely, everyone will remember at least one person whom they have met in life who complains about everything. He constantly talks about how unlucky he is in life. He was not born there, and his appearance is not what it should be, he is not the right height, the country is not suitable, and so on. Some women work in the lowest paid jobs and wish they were born male.
And men, on the contrary, working in bad positions, blame fate for not being born women, because women have it easier in everything in life. And someone else thinks that his height is too short for him to find himself Good work and the one who will love him. These are just a couple of examples for clarity.
The most horrible that all of them do not have the opportunity to take care of themselves or search for a better position, place of residence, profession. All their free time and energy are spent feeling sorry for themselves and telling everyone about their failures. The people around them listen carefully to these pitiful stories and it is in their heads that this person complete loser and you need to treat it accordingly.
And those people who think richly are sure to receive recognition. No one bothers them social factors or features of their appearance. Rich people accept themselves with all their flaws. And the most enterprising people turn their disadvantages into advantages, which only add to their popularity.
2. Greed and stinginess.
Everyone knows the Disney character Scrooge McDuck, obsessed with his capital. So, these people are similar to him in many ways. They make all their purchases only at sales.
And only those products that have at least a minimal discount are purchased. This is not done for the purpose of saving money or because of a lack of funds in your wallet. It's just a poor man's habit—his thinking. Such a person is looking for somewhere to grab something cheaper and will never refuse to get something for free, even if he doesn’t really need it.
But, if he needs to sell something of his own, then the item will be valued at the maximum and bargaining is unlikely to be appropriate. In management positions, such Mac Ducks usually behave in such a way that they demand that their subordinates fulfill the plan to the fullest 200 percent, but pay for their work at the minimum rate.
Anyone who has the mentality of a rich man does not try to get everything cheap. He is objective in assessing something. Such a person is ready to pay the real cost of things. But he will also expect the same attitude towards himself from those around him. And he saves not on quality, but due to the fact that he can refuse unnecessary purchases.
3. Engaging in activities that cause nausea.
Day in and day out, most people force themselves to do things they hate doing. For example, a woman constantly comes home from work tired and begins to wash the dishes for the whole family. She hates to do this, but who else will do it besides her. Or, the head of the enterprise himself makes all the necessary reports, because he is too lazy to teach all this to his new deputy. Or a guy goes to work six days a week and hates what he does, but they pay above average wages.
All these people from different worlds, but they are similar to each other in their thinking. They all continue to do what they hate, but don't even try to change anything. Continuing in Once again do their job, they grumble about life, about those around them, about their asshole boss and about the president. But never on yourself.
Rich people never do anything they don't want to do. They understand that it will not bring them any joy, which means it is not necessary. You need to do only what is pleasant and interesting. To reach financial reward for your work, you need to not just do what you get paid for. And you also have to do what you like, even if it’s not very profitable. Then it will make sense.
4. Money cult.
Absolutely all insolvent people agree that all their misfortunes are due to lack of money. Most of them can even name exact amount that could make them happy. Almost every poor person thinks that if he had an account in the world's best bank and could live on interest that would allow him to eat in a restaurant and dress in boutiques, then happiness would come.
In reality, money cannot give happiness; it has never made anyone happy. All wealthy people measure happiness in other units, not in money.. There are things that cannot be bought or sold. This is the most valuable thing in the world.
5. Living beyond your means.
Bank loans and credit cards have become a real discovery for those who like to spend more than they earn. Employees of credit departments are specially trained to always smile and meet the client. They will never criticize the desire, for example, of a student to take out a loan for a car. And it’s okay that there is only one glass there that costs as much as his annual stipend. After all, he works as a promoter in his spare time from studying.
Cards are a good trick for those who are afraid of loans and large sums. The limit is not large, but it is quite enough for new shoes, cosmetics or a branded spinning rod. This often attracts people with a poor mindset and they buy themselves things that they will then have to pay for at least the next couple of months.
Under no circumstances do they take out money on credit to purchase household items or clothing. They always spend only the amount they can afford. But never more than they earn. Rich people sometimes use loans, but only if they open a new profitable business. Which will very soon make a profit, and the loan will be repaid ahead of schedule. And then there will be net income.
6. Search for benefits here and now.
All poor-minded people always want to get everything at once, without waiting. When looking for a job, they choose the vacancy where the first month's pay is highest, even if there is no prospect for the future. Slightly lower pay in a decent company, with an increase in salary after a couple of months, after an internship, is not suitable. In the case of investing free money, a poor person would rather bury his money under a tree than entrust it to someone in order to receive five times more in a year.
They look ahead, looking for the maximum benefit for themselves in the future. They are ready to work now in a lower position, but with the opportunity to develop and move to best position Then. And they boldly invest their savings in order to get more of them later. Because money brings money.
7. Constant whining.
You can often hear acquaintances gathered somewhere together exchanging complaints about life. While one says that the president is a bandit, officials are corrupt, and businessmen are thieves and bandits, everyone else agrees with him and nods. It turns out that everything is bad everywhere and everyone around is bad, but here they are, so honest and offended, gathered here and whining.
At the same time, other people who are doomed are busy with themselves. They simply have no time to whine and complain. They improve themselves, learn new things and look for opportunities to realize their potential. And this is in the same country, with the same president and with the same dollar exchange rate.
8. Eternally comparing yourself to others.
The boy considers himself better than others because he has the coolest phone in the class and the most fashionable sneakers. And he doesn't care what kind of person he really is. And the girl considers herself worse than others, because she wrote the math test worse than everyone else, she doesn’t even think that she copes with language and literature better than everyone else.
And another girl constantly worries that she is worse than the rest, because she is the fattest in the class. She is sure that no one will ever fall in love with her because of this. They all do a great job of comparing themselves and everyone around them. Therefore, they have no time to look at the situation realistically and they begin to label themselves.
If people, instead of considering themselves failures, took care of themselves, they would achieve a lot. People with a rich mindset always take care of themselves, both physically and mentally. And they compare themselves only with themselves yesterday. If today's self is better than yesterday's, great.
9. Understanding the concepts of “wealth” and “money”.
As already described in paragraph 4, rich people never make a cult out of money. They know how to separate two concepts such as “wealth” and “money”, since these are two completely different words in meaning. They are so different that they cannot be compared with each other. Money is pieces of paper that circulate in a country or the world. Wealth is nothing more than the ability to attract finances into your life and constantly increase their amount. This skill cannot be measured in numbers or denominations of banknotes.
Capable of making money from everything. He will find opportunities and ways to get wealth from things that at first glance do not attract attention. And in the event of losing all his savings, a person with such thinking will become rich again after some time. He just doesn't know how to do it any other way.
10. No desire to maintain contact with family and relatives.
Isolating oneself from all relatives and friends is the last but very important habit that makes a person poor. The family cannot always understand everything and is not always ready to support in some way. But this does not mean at all that you no longer need to communicate with any of them. Material values they are temporary - they come and go. What will happen to the one who loses everything? He will have nothing left except his family.
Therefore, there is no need to break the connecting thread. After all, it’s good to have somewhere and someone to come to in case of victory or defeat. They will support you there, even if they cannot fully understand and help you financially.