How to start getting rich right now - useful videos and books. Books that will help you get rich

Hello, dear readers, you are greeted by the authors of the business magazine HiterBober.ru Alexander Berezhnov and Vitaly Tsyganok.

Everyone wants to know how to become rich, but only a few become truly successful. Wealth is available to few and few are able to rise from scratch, without money and a good inheritance. The good news is that absolutely anyone can change their life! And this is exactly what this article will discuss.

In it we will share our vision of this issue and tell you what exactly we do in order not to work for hire, but to run a business, create passive income and live the life of our dreams.

From the article you will learn:

• How do rich people think and what beliefs block the path to prosperity?
• How to become a rich person from scratch and what path did people like Steve Jobs and George Soros take to achieve financial freedom?
• What books and videos should you definitely study to change your way of thinking and start earning a lot in the very near future?

The most important thing is to understand that wealth and poverty are by no means innate human qualities.

Content

1. How the rich think - basic psychology
2. Iron principles of wealth
3. How to become rich and successful from scratch - 7 steps to wealth and prosperity
   • Step 2: Find a mentor
   • Step 6: Start Investing
   • Step 7: Be patient
4. Workable Wealth Blueprints - 5 Proven Ways to Find Financial Freedom
5. Real stories of people who became rich on their own
6. How to start getting rich right now - useful videos and books
7. Conclusion

1. How the rich think - basic psychology

Let's first answer the main question, what is wealth and who is a rich person.

After all, everyone understands this in their own way.

For some, wealth is their own apartment, car and the opportunity to vacation abroad 2 times a year, but for others even a million dollars a month will not be enough.

Let's continue.

Probably the most accurate definition of wealth was given by Robert Kiyosaki, an American millionaire and writer. In his opinion:

Wealth is the amount of time you can spend not working while maintaining a comfortable standard of living.

A rich person is a citizen who has the opportunity not to work for money, but owns assets and receives enough passive income from them for himself. That is, income that does not depend on his labor efforts. Such people are also called “rentiers” - this is a person who lives on interest from his capital.

It turns out that wealth is measured not by money, but by TIME, since all people need different amounts of money, but life time is limited and it is not advisable to spend it on something that does not bring pleasure. Most people have a job they don’t like all the time, but it’s important to do what you love, because this is the only way to understand how to become rich and free from external circumstances.

Consider the following questions:

• Why are some people able to make money and others not?
• Why do some people work from morning to night and receive pennies, while others manage not only to work, doing what they love, but also to actively relax?
• Why do some manage to attract financial luck, while others live from paycheck to paycheck or even in debt?

These questions are of interest to every person, but to most they seem rhetorical.

However, psychology experts will say that there is practically no rhetoric in these issues.

Poverty and wealth are not so much a matter of luck as of approach to life and way of thinking.

This doesn't mean that changing your thoughts will instantly make you a millionaire, but it will definitely help you start taking the right steps in that direction. One desire “I want” is, of course, not enough. Even the laziest people want to get rich. It is important not only to want, but also to try to put your desires into practice.

And if the treasured million no longer seems unattainable for you, then read this article about how to earn it and become a millionaire.

As you can see, any wealth guide insists on a change in thinking. Think like rich people and you will definitely become one. But what does this mean in practice? Changing your way of thinking is not easy - it’s not enough just to change your thoughts, you also need to transform your own behavior.

However, there is a difference between the thinking of the rich and the poor. Let's try to express this difference clearly.

13 differences in the thinking of rich and poor people:

1. Rich and wealthy people are confident that they are the creators of their own destiny, while poor people believe that they were destined to be poor. Such people continue to go with the flow, without even trying to change anything.
   

   Advice: stop going with the flow - it's time to get out of the river and onto the shore!

2. Rich people work to increase their income, poor people work to make ends meet.
3. Rich people dream less and do more, although positive and clearly defined goals are not at all alien to wealthy people.
4. Rich people are always open to new ideas and opportunities, while poor people are fixated on their problems and surrounding circumstances.
   

   If you are not satisfied with the circumstances of your life, change them!

5. Rich people learn from successful people by adopting their behavior patterns and interacting with them. Poor people are more likely to associate with losers and even poorer people to improve their self-esteem. We have already written about how to increase self-esteem.
6. The wealthy and successful do not envy other people's successes, but try to extract useful experience from other people's achievements; the poor are outraged by the successes of others.
7. Rich people are confident and open about their successes.
8. The rich are not afraid of temporary difficulties, preferring not to panic in difficult situations, but to solve the problem pragmatically.
9. The rich view their income as the result of their own labor, the poor count the number of hours spent on work.
10. The rich can quickly change tactics, strategy, even the general direction of their activities and their entire lives. The poor complain, but continue to follow a path that is often chosen not even by them, but by life circumstances.
11. Wealthy and successful people continue to learn throughout their lives, developing and improving, while poor people believe that they are already smart enough, “they were just unlucky.”
12. Successful businessmen never stop once they reach a specific level - they continue to develop and improve, bringing their wildest plans and dreams to life.
13. Rich people think about money pragmatically and logically, not emotionally. The average person continues to have a low level of income, thinking about money and wealth at the emotional level, and a successful businessman looks at finance as a tool that opens up certain prospects for him.

And most importantly, the rich always work for themselves. Even if they do not own a firm or company, they always occupy a position that allows them to act independently and make their own decisions, rather than implementing someone else's ideas.

What matters is not where you are, but where you are going!

Thinking that you are working for someone else is a big mistake. Be independent in everything, especially in your own finances. Don't let other people manage your time and money. The best way to get paid on time is to pay yourself.

However, if you are reading this article, it means that you are already taking the first steps towards achieving expressed and obvious financial independence.

2. Iron principles of wealth

The main principles of wealth have many similarities with points regarding the characteristics of thinking. The basics of behavior for successful and rich people are not so much instructions as recommendations. Every wealthy person knows an individual recipe for success, which is not always suitable for others, but almost all successful people intuitively or consciously use identical behavior patterns in most life situations.

Rich people never blindly rely on the opinion of the majority: they do not act as the average individual would act in a particular situation. Successful people always have a non-trivial move in stock - this is what makes them successful.

Where most lose, the lucky person with positive thinking and creativity wins. The secrets of rich people lie, however, on the surface: the main thing is to use them correctly.

Habits of rich people

Pay attention to some habits common to most rich people:

1. Rich people always know what they will do today. Even if millionaires do not go to work, they use various services to plan their day, which helps to allocate time, and therefore finances, more efficiently.
2. Rich people rarely waste time on useless entertainment. They don’t watch TV, and if they read, it’s not fiction, but literature that helps them become even more developed, earn millions and become millionaires.
3. Wealthy people are able to devote themselves completely to work.
4. Successful people surround themselves with like-minded people - positive and successful businessmen, representatives of independent and creative professions.
5. The rich take care of their health and nutrition: they care about how they look and feel.
6. Wealthy citizens believe more in their own abilities than in abstract luck: for this reason, rich people rarely play the lottery. If they engage in gambling, it is only on a professional level.

Don't think that becoming a millionaire is easy or that being rich is easy and fun. The life of a wealthy person is daily work and an impressive amount of time spent. Another thing is that most rich people do what they love.

Find something you love and you'll never have to work

Confucius

In this regard, the life of representatives of creative professions looks especially attractive: they do what they like and what others like.

But not everyone can become popular and successful actors, writers and artists. Nevertheless, if you have talents and abilities, under no circumstances ignore them, do not “bury them in the ground,” but continue to develop them, even if at first it does not bring much income.

Creative abilities can be demonstrated in almost all areas of human activity.

The first rule for achieving success is to learn to love and appreciate your own work. If you perceive work as a necessary evil, and are used to spending weekends on the couch in front of the TV, then the path of wealth is not for you.

For results to appear, you need not only a creative, but also an active approach. At the same time, activities must also be done for a reason, but with a specific purpose. In this case, our goal is to achieve prosperity, prosperity and wealth.

Remember that greed and stinginess are human qualities that block the path to wealth. If you want to receive a lot, you must be able to give a lot.

Generosity of soul is a quality that every truly rich person possesses. At the same time, you need to be able to give not only money, but also time.

3. How to become rich and successful from scratch - 7 steps to wealth and prosperity

Now let’s move on to practice and start getting rich from today. Carefully study the 7 steps that will help you achieve wealth not in the distant, vague future, but in the very near future. However, we warn you that we are not talking about next week: becoming a truly financially independent person takes years.

Step 1. Decide to become rich and set a goal.

When you decide to become rich, you are choosing a different way of life and a different way of thinking.

From now on, you should not waste time: every step you take will be subordinated to a specific goal. This does not mean that your life will turn into hard labor: on the contrary, it will become full of creativity and original ways of behavior. Attracting money to yourself means becoming a professional in several areas of human activity at once, such as finance, marketing and interpersonal relationships.

Having decided to become a wealthy and successful person, you make a choice of your future life path - now you will no longer have time to complain about fate and look for the reasons for failures in the people around you. From now on, you will have to rely only on yourself and learn solely from your own mistakes. But your well-being will depend not on the whims of your superiors, but on your own skills and abilities.

Successful people think a lot and productively about their own goals. Thus, they participate in a process of continuous movement towards these goals: at the same time, the goals themselves begin to gradually move towards them. If you visualize your dreams and talk about them more often, you will be more likely to achieve more in life than the average person.

Billionaire business and personal performance coach Brian Tracy conducted a study on what rich people think about and found out what they think about the following two things:

1. What they want (i.e. their goals);
2. How to achieve this (that is, what to do to realize these goals).

If you want to get rich, become a millionaire and live the life of your dreams, you should ask yourself these 2 questions as often as possible. After all, talking about specific plans is more pleasant than complaining about a low salary and debts.

Step 2: Find a mentor

The second step is to find a mentor. Going towards a goal on your own is noble, but sometimes very tiring and time-consuming. After all, every outstanding athlete has a coach, so you should find such a coach.

A knowledgeable person will help you avoid common beginner mistakes and reduce their number. Making mistakes, of course, is useful, but it is better to do this at the very beginning of your “creative” path, when their consequences will not be as destructive as they may be in the future.

Step 3. Acquire the Habits of Rich People

We have already written above about the habits and behavior of rich people. Now you need to start following these tips to the letter. You can simply write down recommendations point by point and try to implement them at every opportunity.

For example: stop watching entertainment on TV from today or playing computer games. Start investing time in education, but not the kind that is given in schools and institutes. After all, it was precisely this kind of education that led most people to work until retirement for “pennies.”

Here we are talking more about self-education.

Read, watch videos and study such authors as Napoleon Hill, Brian Tracy, Robert Kiyosaki, Vladimir Dovgan, Alex Yanovsky, Bodo Schaefer, Anthony Robbins, Jim Rohn, Robin Sharma, Donald Trump.

At the same time, age does not play a role: today you can earn money and start your path to wealth without even leaving home (via the World Wide Web).

If you gain new knowledge and develop professional skills that are in demand in the modern “market”, then it does not matter how old you are - the only important thing is how you can apply this knowledge in practice.

Step 4: Change your environment and lifestyle

By creating your environment, you create yourself. Start communicating with successful and financially independent people, change your social circle.

After all, we turn into those with whom we communicate.

Tell me who your friend is and I will tell you who you are.

Folk wisdom

Stop complaining about life and talking with friends about bad luck, crises of all ages and problems with loans.

Communicate more: the wider the circle of your acquaintances, the greater the chances of achieving financial and life well-being.

Of course, every rich person always has a bunch of poor relatives and acquaintances who urgently need help or “help out”: you need to be able to fight off such acquaintances now, otherwise in the future they will deprive you of your money.

Step 5: Become financially literate

A personal financial plan is a financial strategy for your life, including your financial goals, for example, saving for a certain major purchase - an apartment, a car. Also, the financial plan necessarily includes an assessment of your current financial situation: the amount of earnings, loans, assets and liabilities.

A personal financial advisor will help you create a financial plan. This is a person who has already been able to independently achieve his financial goals through competent planning and systematic movement towards them.

Attention!

If you spend more than you receive, you are on your way to bankruptcy. Starting the path of a successful businessman, mobilize your strength and get rid of debts - especially those that have high interest rates. You also need to borrow money for successful projects wisely: many beginning businessmen went bankrupt due to excessive craving for loans.

Every businessman has a budget: you also need to create a budget, but you need to do it wisely. Keep records of income and expenses.

A real budget is created based on spending statistics for a certain time period.

Step 6: Start Investing

If you don't have money, time is an excellent resource for your first investment.

Invest time in knowledge that will help you understand how to become rich. So, from scratch, after a while you will be able to earn more every year and eventually gain financial freedom.

Having earned initial capital, try to use it wisely - start investing in successful projects, preferably your own. When investing in the future, do not forget about the present: remember that stinginess, greed and saving on your own health are unacceptable things.

Step 7: Be patient

Don't try to get "everything at once" right now. Learn to spend according to your income today, but don’t forget to set yourself more promising financial goals.

The path to freedom is not an easy thing, which is why less than 3% of the world's population achieve the desired well-being.

4. Working wealth schemes - 5 proven ways to achieve financial freedom

There are many stories of achieving wealth and real financial independence. Every wealthy person has found his own original way to achieve success. However, there are several work schemes that can provide a guaranteed income to anyone with the desire and ability to work for themselves.

Method 1: Create passive income

If you are unfamiliar with the concept of “passive income,” then it is too early for you to start an independent business. We give a definition: passive income is something that brings profit regardless of your daily participation in the project. Passive income is the most important part of financial independence.

Read about this type of income, its sources with real examples, in our article “How to create passive income.”

Typical examples of passive income:

• Renting out an apartment;
• Bank deposit (receipt of interest);
• Dealing with securities (receiving dividends);
• Creating a website and using it as a platform for advertising (this method is suitable for people who have a good understanding of how Internet technologies work);
• Working as a distributor in the field of network marketing (this option is preferable for outgoing and sociable people).

Passive income allows you to earn income regardless of your main activity - theoretically, you can continue to go to work and receive a salary. Agree, such income will never be superfluous, even if it is only a few thousand rubles.

Method 2. Open your own business

Opening your own business is easier than it seems.

Of course, to create a real business, financial investments are necessary, but some types of ways to earn money allow you to start making a profit literally from scratch. For example, you can start selling, or rather, implementing, your own knowledge and skills via the Internet. Thousands of people are already doing this right this minute.

Method 3. Engage in mediation in large transactions

Becoming an intermediary in large financial transactions means receiving a certain percentage from each transaction performed, which, if you have large sums of money, can be very, very good. For example, by becoming a good real estate seller (realtor), you can earn from $5,000 per month.

Method 4. Create your own profitable website

Creating a website is how more and more people of all ages make money. In this case, it is not even necessary to create an expensive website from scratch. For example, the site HeatherBober.ru, which you are currently on, brings in more than $3,000 in passive income and is for us, its creators, an online business.

Method 5. Start making money online

Working via the Internet is an activity in which thousands of people participate right at this moment. There are a great many ways to make money online: on our resource we consider in detail the most effective and affordable options - from remote work and freelancing to information business.

5. Real stories of people who became rich on their own

There are a lot of stories of people who became financially prosperous on their own and from scratch without the help of parents or rich relatives. The most famous and revealing stories are those of Steve Jobs, George Soros, and Oprah Winfrey.

Steve Jobs is a man who became a pioneer of the era of IT technologies. We can say that Jobs created the information and digital world in which we live now. Steve was the adopted child of parents with a very average annual income.

When Jobs entered university, he was hungry, lived with friends and often ate at the temple, since there was not enough money. Having dropped out of school, Steve became interested in creating computers and then selling them, founding the legendary Apple company with his partner Siv Wozniak.

George Soros is an American entrepreneur and financier who has created a network of charitable organizations. Born into a middle-income Jewish family. He began his career by working in a haberdashery factory, then worked as a traveling salesman. But his passion for finance and banking took its toll and after some time Soros got a job at a bank and became actively involved in stock exchange activities.

So in one night on the stock exchange he managed to earn about 2 billion dollars. He achieved his current position in society and financial security solely through his own intelligence and determination.

Oprah Winfrey is a television presenter, actress and producer. She was born into a poor African-American family. Became the first black female billionaire in history. Forbes magazine several times named her the most powerful woman on the planet. Life's difficulties on the path to success in the field of mass media only strengthened the character of this strong woman.

Oprah Winfrey often hosts the most famous American programs and is rumored to be one of the personal consultants of the US President.

As you can see, even a woman can achieve stunning success. If you are a woman and you are not afraid of competition with men on the path to wealth and career, we recommend studying the article “Business for Women.”

6. How to start getting rich right now - useful videos and books

Video from Channel 1 “10 Laws of Wealth”

In the video from Channel One you can familiarize yourself with the ten laws of wealth that will help you start getting rich right now and acquire the habits necessary for every wealthy and independent person:

Video by Robert Kiyosaki “How to become rich in 60 minutes”

The video instructions from Robert Kiyosaki “How to become rich in 60 minutes” contain real tips and recommendations for getting rich from an American entrepreneur, investor and writer:

Books that will help you get rich

There is a lot of useful literature on the issues of achieving financial well-being. However, the most revealing and interesting in this matter are, in our opinion, the following books:

1) Robert Kiyosaki “Rich Dad Poor Dad”

R. Kiyosaki's books have sold around the world with a total circulation of 26 million copies. The book “Rich Dad Poor Dad” is a real training manual for those who want to achieve wealth and financial success. The work will help everyone awaken the entrepreneur within themselves.

2) Napoleon Hill “Think and Grow Rich”

Think and Grow Rich is one of the best-selling books in the world. This text teaches not only entrepreneurship, but how to achieve success in any area of ​​human activity, be it art, invention, teaching.

3) Bodo Schaefer “Mani, or the ABC of money.”

“Mani, or the ABC of Money” is a book by a successful businessman, speaker, consultant, and writer Bodo Schaefer. The works of this author have allowed many people to gain financial freedom, learn to manage their time and realize their inner potential.

7. Conclusion

So, now you know that you can become rich not only by being born into a billionaire family. Anyone who puts enough effort into it and spends a certain amount of time on realizing their dreams can achieve true financial well-being.

Remember that all rich people insist on gaining independent thinking and the ability to make their own decisions. The most important thing is to start moving in the right direction right now, stop complaining about life and start thinking creatively and positively.

We hope that our articles will help you learn not only how to become rich, but also how to properly manage your own potential in life. We wish you success in any financial endeavors!

Leave your comments below, ask your questions, share your opinion on the article, and of course, don’t forget to like!

P.S. Do you think it is possible to become rich from scratch? Share your opinions in the comments.

How changing his attitude towards money helped him achieve financial stability. He grew up in a poor family, often not knowing whether they would be able to pay the rent or whether they would be left on the street at the end of the month. He had to watch relatives and friends quarrel over money.

He now owns his own business and no longer lives paycheck to paycheck. He didn't become a millionaire, but he reached the point where he doesn't have to think about finances all the time. Kim shared the advice he would give to himself at 18. Perhaps it will be useful to you too.

Money is a tool that allows me to do what I love. I don't consider them an end in themselves. Now I don't need more money. But I continue to work and earn money to help my family and loved ones.

1. If you convince yourself that you need something, don’t buy it.

One of the biggest financial mistakes is buying things you don't need. We often do this: we buy new clothes, a phone or a computer, just to keep up with others and feel fashionable. But most of these things are for us.

When something is really needed, you know it right away. If you have to convince yourself before buying, don't buy this thing.

2. Don't buy the first models

When you see a new car model, camera or smartphone, do not rush to buy it. Wait for the next version: it will not have the problems and shortcomings that plague the first versions. You will save yourself from unnecessary headaches.

3. Don’t skimp on what makes you happy.

Money can buy happiness if you spend it on experiences and things that are meaningful to you. If they delight, inspire and motivate, they are a necessary investment in your well-being.

Just remember that pleasure from things passes faster than from impressions.

Within two weeks we get used to new things and stop noticing them. The impressions last much longer. They can be relived mentally. Plus, they help us grow and develop new skills.

4. Earn more and spend less

Many people start spending more after a salary increase. They buy an expensive car, travel more often and eat in cafes. As a result, they do not become richer, but remain at approximately the same level of income. But if you earn more and spend less, there will be free funds left. They can be deposited into an account or invested.

Think about how you could earn more: take on additional responsibilities at your current job, find a part-time job, do... Then think about how to spend less. For example, cook at home and go to cafes less often. Spend less on clothes. Sell ​​your car and use public transport. Don't chase fashion trends. Use the remaining funds to pay off debts or save for something.

5. Never go into debt

No matter how rich you are, if you are in debt, you are a slave to the banking system. To pay them and maintain the required standard of living, you will have to work. Perhaps in a job you don't like.

Therefore, never take on debt. If you are thinking about opening your own business or creating some kind of project, but for this you need to go into debt, put this idea aside. Start only when you can pay all the expenses yourself. This way you take less risk. And the lack of funds forces us to look for a creative approach to problems.

6. Learn not to want more of what you already have.

Being rich does not mean having everything you can. Real wealth is when you don't need anything other than what you already have.

And a billionaire can be poor if he constantly needs more and more. He may own real estate all over the world, but if his friend has a private spaceship, he will still be jealous.

We feel like we are lacking something when we compare ourselves to people around us. Instead, compare yourself to those who are poorer. Then your current lifestyle will seem sufficient to you.

7. Look not for perfect, but for good enough.

We always strive for the ideal, we want to have the best. But think about it, do you really need the best car, the most powerful smartphone or an apartment in the most respectable area? Maybe what you have now is enough?

Try not using the phrase “best” for a month. See how your shopping habits change and how much money you save.

8. Don't buy too many things from the same category.

Life is much easier if you have one phone, one computer, one pair of casual shoes. In clothing, you can limit yourself to one type of trousers, shirts, socks. You'll make fewer decisions, worry less, and spend less money.

Look at your things and think, what 10% of them do you use 90% of the time? Try. Sell, donate, or throw away excess items. You will feel relieved and will be able to devote more attention and energy to important things.

9. When choosing a product, be guided by a lower price

The brain clings to the first price you saw. Then you choose the product in comparison to this price. If at first you were offered a camera for 50 thousand, and then for 30, the second one will seem like a good buy to you. Although, perhaps, you would be satisfied with a camera for 15 thousand.

To spend less, look at lower-priced items first. The others will seem more expensive in comparison. As a result, you will settle on an acceptable option and not spend too much.

10. Change your environment to consume less

Our environment influences how much we consume. When everyone around you frequently changes gadgets and cars, buys new clothes and dine out, it will be difficult for you to resist. If you want to spend less and live more modestly, try changing your environment. Naturally, it is not always possible to move to another area or city. But you can change your lifestyle. Go to shopping centers less often and avoid anything that makes you want to buy something.

11. Avoid advertising

We don't even notice how advertising changes our idea of ​​a product, making us want it. Avoid it at all costs. Don't watch TV, don't read magazines, turn on an ad blocker in your browser. Unsubscribe from mailings. Buy paid versions of applications to disable advertising.

12. Remember: the more money, the more problems.

Money is desirable up to a certain point. When they have enough to pay for housing, save some money and not worry, more income will no longer make you happier. As income increases, so does stress. You have to worry about the tax authorities, about bad investments, about greedy relatives who ask for money and are secretly waiting for your death.

The same applies to things. For example, the larger your house, the more worries you have: you need to clean a larger area, buy more furniture, and repair and change more things. Therefore, when considering a purchase, consider these hidden disadvantages of owning a new thing.

13. Invest in your development

The most important thing to invest in is not the stock market, but yourself. They will help with this. Most often, a book is a distillation of the author’s ideas over several years or even a lifetime. This is an opportunity to learn about the lessons the other person has learned and apply them to your benefit.

The more you invest in expanding your knowledge, finding new ideas, and developing your creativity, the more benefits you will receive.

If you get at least one new idea from the book that inspires you, then you've got your money's worth.

14. Ensure your own financial stability before helping others.

If you have difficulty with money, do not lend it to anyone - even a family member. You will worsen your situation and, in addition, ruin your relationship.

It is better not to lend money to friends and family at all. If you want to help, give them free of charge. This is the only way to maintain a good relationship. But help when your own financial situation is stable.

15. Don't invest in stocks

You won't get rich with them. Professional traders often act at random. But it's not only that. Even if the value of your shares increases by 30%, the profit from this will not compare with the benefit from. Having acquired new skills, after a while you will earn more.

Think about how such investments will help you get rich. Maybe you should take some courses, sign up for a seminar, or start your own business.

16. Don't take unnecessary risks

It is believed that entrepreneurs like to take risks just for the sake of taking risks, but this is not true. Good businessmen carefully consider their actions and avoid situations in which they could lose all their capital.

If you're looking to start a business or invest in anything, don't forget that you can always fail. Prepare for this and make sure you don't lose all your funds.

17. Strive not for wealth, but for not going broke.

If you are a business owner, focus not on how to increase profits, but on how to avoid going bankrupt. If you are an employee of a company, think about how to remain relevant. For example, you can acquire new skills or expand your responsibilities.

18. Mentally exaggerate your expenses and underestimate your income.

Very easy. We often look at the world through rose-colored glasses, overestimate ourselves and underestimate problems. Imagine you are poorer than you are and cut your expenses. This will help you spend less and gradually accumulate funds.

19. Don't buy the most expensive things

A thing that costs 1,000 rubles will not make you ten times happier than a thing that costs 100. It seems that expensive goods bring more happiness, but it does not depend on the amount of money spent. There is a certain amount after which the pleasure from shopping no longer grows. It is different for everyone. Find this middle ground for yourself and don’t spend more.

Don't forget that pleasures also become boring. Especially the joys associated with food, sex, travel and shopping. Over time, they cease to create strong sensations, no matter how much you pay for them. Therefore, spending more and more money on things simply does not make sense.

20. “Think like a rich man, dress like a poor man.”

Andy Warhol said so. Wear basic clothes, drive a regular car, choose practical items. Those who ostentatiously wear products from expensive brands often, on the contrary, have no money and live in debt. They are simply not confident in themselves and want to attract attention through expensive things.

Be rich inside. Remember that you have everything you need. Think less about shopping. Spend more time and energy creating something important.

21. Live more modestly than your income allows

We get used to new things after two weeks. No matter how expensive they are, they no longer make us happy, because they become ordinary. Try to also get used to a more modest lifestyle.

Buy a cheaper item, even if you have enough for an expensive one. Buy - inexpensive ones are equivalent to original medicines. In a cafe, choose the cheapest coffee or the simplest dish. Over time, this will become a habit.

22. Don't get hung up on brands

When you look at a thing, think not about the brand or the price, but about what it essentially is. Lexus is just an expensive Toyota Camry. Filet mignon is just a part of a cow's carcass, and expensive wine is fermented grape juice. The new smartphone is just a piece of metal with a touchscreen. A branded suit is pieces of fabric sewn by some minimum wage worker.

Constantly reduce the value of such things in your eyes. Then they will become less attractive to you.

23. Don't give all your money to investments

If 99% of your funds are invested in real estate, you are deprived of financial freedom. In an unforeseen situation, you will not be able to pay and will have to borrow. Try to always have available funds that can be quickly withdrawn from your account. This is also useful in case a profitable opportunity to invest them arises.

24. Don’t buy anything that you can’t pay for without loans.

We are too optimistic about our capabilities. We think we can pay it off quickly. But debts accumulate like a snowball. The more of them, the more firmly you fall into slavery to the banking system. If you still want to use a credit card to receive bonuses, buy only what you could pay for without loans.

25. Don’t sell yourself short when you charge for your services.

Value yourself. If you're an entrepreneur or freelancer, charge a little more for your services than you think you deserve. You may lose a few clients, but you will make more profit in the long run.

Of course, when you're just starting out, you can't ask for too much. To gain experience, work for free for a while. But then charge higher than average fees for services. If you settle for average pay, you will always have to somehow make ends meet.

26. In your free time, work on what you love.

Many people want to quit their office jobs and do what they love: becoming a photographer, traveler or writer. Don't do this unless you are financially stable. Live on income from your main job and study in your free time.

Get up an hour earlier, use your lunch break, do something useful in the evening instead of watching TV shows. When the money from extra work is enough to pay the bills, you can leave the boring company. But always have emergency funds and a backup plan ready. You may have to live with your parents again or return to your old job.

27. Think about what else you can buy with the money you are going to spend.

Usually, when purchasing, we compare only items of the same category. For example, smartphones from different manufacturers. But maybe, instead of a new cool phone, it’s better to go on an interesting trip? Or invest in your education? Or pay off part of the debt?

28. Imagine how you will feel about the purchase in 5–10 years

Look at things realistically. Any purchase will lose its presentable appearance in 5–10 years. This is especially true for cars. It’s better not to chase fashion, but to count on the long term.

29. Don’t forget that money itself has no value.

In essence, money is just paper. Even precious metals are nothing special - they're just shiny stones. Think about why they are important to you. Perhaps they give you a sense of stability or symbolize success. Define what money means to you. For example, strength, absence of pain, the ability to do what you want.

Don't take money too seriously. And don’t forget about truly valuable things: relationships with loved ones, important work, gratitude.

30. Don't become a slave to money

Money is neither good nor bad - it is just a tool. We decide for ourselves what to use them for. Think about how they affect your life. What do you need money for? What joys and worries can they bring? How can money help you and others? And can they ruin your life?

Provide yourself with everything you need for life. As soon as you have enough money for this, spend time and energy on your development. And then do something useful and help others.

To become a rich person, you need to strive for this. In fact, there are quite a lot of ways to achieve this, but in any field you need perseverance and a clear vision of the goal. The portal tried to systematize ways in which people can become rich.

Casual earnings

. Such examples sometimes occur. People receive unexpected inheritances from distant relatives, win large cash prizes in lotteries and casinos, marry millionaires, etc. Basically, it is very difficult to calculate such earnings in advance, which means that it is not suitable for supporters of painstaking and hard work in order to achieve a significant result. In addition, the likelihood of accidentally earning money on a very large scale is so small that, of course, you shouldn’t seriously count on it.

Targeted, gradual earnings

This method of earning money is known to everyone, and everyone, one way or another, uses it. Another thing is that not everyone achieves a positive result (gaining wealth). This happens because the earnings are too small, or the constant expenses are too high, but you can potentially get rich this way. There are three options for working with this method:

To work for somebody. Potentially the least effective, but most common option. Most of your earnings pass you by, but there is stability in your work, the risks are much lower than when working for yourself;

Work for yourself. A risky way to make money, because you constantly bear a heavy burden of responsibility for every transaction you make. In addition, such work has a limitation, which lies in your physical abilities and capabilities;

Organizing your own business. The most effective way to work is when other people work for you. But to start your own business, you need to be well prepared, especially financially.

Passive permanent income

To use this method, you need a considerable initial investment. The money should be successfully invested, and then it will bring constant passive income. Successful investment of money in securities, investments, business automation will lead to a situation where “money will make money.”

Saving money

. Another method that takes a lot of time, often a lifetime, to implement. By constantly saving money, you can accumulate a decent amount.

Each person decides for himself which of the above methods suits him best. None of them provides a 100% guarantee of wealth, but it does provide an opportunity that only the most persistent, lucky and patient can take advantage of.

Wealth: Many people crave it, but few know what to do to get rich. Wealth is a combination of luck, skill and patience. You need at least a little luck; relying on your luck, you will make a decision, and then you will have to go through a difficult period while your wealth grows. We won’t lie to you - getting rich is not that easy - you just need a little patience and the right information, and everything will work out!

Steps

Save money

Save money. Before you go out and spend your salary on new shoes or buying a golf club membership that you can generally do without, put the money in a savings account at the bank. Do this with every paycheck you receive and watch your account grow.

Create a budget. Make a monthly budget that includes your basic expenses and leaves a small amount for “pleasures.” And try not to go beyond what was planned. If you stick to a budget and save a little money every month, then this is a surefire way to get rich.

Save on housing and car. Consider moving from a large house to a smaller apartment, or find a roommate with whom you can share housing costs. And might it be better to buy a used car instead of a new one and use it more economically? This will help you save a significant amount every month.

Reduce your daily expenses. Think about where your money is flowing and give up everything unnecessary. For example, what if you refuse to buy coffee from the nearest coffee shop every morning? This is about 120 rubles a day, that is, 600 rubles a week and almost 20,000 rubles a year!

Use your tax refund wisely. In 2007, the average tax refund per American was $2,733. That's a lot of money! Can you use that money to pay off debts or invest in a fund instead of buying something that will be half the price as soon as you buy it? If you invest $3,000 wisely, in a few years this amount will become 10 times more.

Stop using your credit card. Did you know that people who use credit cards tend to spend more than people who use cash? Because parting with cash is harder. Using a credit card doesn't create that feeling. If you can, get rid of your credit card and experience what it's like to pay with cash. In the end, you will save a lot of money.

• If you continue to use a credit card, still try to reduce expenses. For example, use a card that can only be used to pay if you put money on it (debit card) and check the balance from time to time.

Reduce your daily expenses

1. Use gift vouchers. It's a great feeling when you can get gift vouchers for things you normally buy. Yes, you heard correctly. Later, you can save on these coupons and save for a rainy day. In the best case scenario, you will get a lot of things for free and become rich.

   Buy in bulk. This is not always the best way to shop, but it is the most effective. If you have the ability to shop in bulk at chains like Costco, you can save a lot of money. Sometimes you can buy a good product for pennies at sales.

   • If you're hungry and want chicken, buy 4 pre-cooked chickens at Costco on a night when they're on sale. Sometimes they drop in price from 200 rubles to 100 rubles, which means you get almost 10 full dinners for 40 rubles each! Freeze chicken that you won't eat right away.

2. Learn how to can food. Almost 40% of America's food is thrown away without even being opened. Juicy peaches, berries and even meat can be canned and stored for a long time. Think about what you are buying and whether you can eat it. Wasted food is wasted money.

   Reduce utility costs. A significant portion of the monthly budget is spent on electricity, gas and air conditioning. But you don't want to spend that much money, do you? You can come up with a smart way to cool your home in the summer and insulate it in the winter. You can purchase solar panels that will convert solar energy into electricity. Try to turn off electrical appliances and keep track of how much money you save, as this will help you get rich.

   Install a home energy monitoring system. It will help you determine how much money is leaving your home in the form of energy. If it is cold air in summer and warm air in winter, then this is very bad.

   Go hunting or pick mushrooms. You'll have to spend money on a gun and other equipment, but if you already have them, then this is an easy way to get food. If you are completely against killing animals, then you can become a forager, depending on where you live. Collect only those plants whose origin and properties you are sure of. Getting poisoned or sick is not much fun.

   • Hunt deer, ducks or turkeys.
   • Go fishing
   • Choose edible plants, pick mushrooms or harvest in the fall
   • Take up indoor gardening or build your own greenhouse

Investments

1. Invest your money in the stock market. Invest your money in stocks, bonds or other financial instruments that will provide you with an annual return on your investment. For example, if you invest $1,000,000 and receive 7% per annum, then without taking into account inflation, that’s $70,000 per year.

   • Don't be fooled by brokers who try to persuade you to make a quick profit. Buying and selling dozens of stocks a day is a risky game. If you are caught off guard - which is very easy to happen - you will lose a lot of money. This is not the best way to get rich.
   • Instead, choose long-term investments. Choose good shares, with solid backing, shares of growing and developing companies. Then leave your shareholding alone. Don't do anything with it. Let him experience ups and downs. If you invest wisely, you will make good money from it.

2. Save money for retirement. Fewer and fewer people are saving for retirement. Whether you are close to retirement or not, you should try to save some money for your future well-being. Retirement accounts are generally tax-free or have a small tax deductible. If you can put enough money aside into a retirement account, you can enjoy that money as you age.

   Invest in real estate. The most stable assets, such as rental housing or land that is increasing in value, are good examples. They will increase in price over time, but not with a hundred percent probability. For example, many people believe that an apartment in Manhattan will definitely rise in price in 5 years.

   Invest in time. For example, every day you set aside some time for yourself to rest, and for you rest means doing nothing. But if you spent those few hours working toward your goal of becoming rich, you could probably earn yourself 20 years of rest (24 hours a day!) while retiring early! What are you willing to sacrifice to be rich in the future?

   Don't buy things if you know for sure that their value decreases over time. Spending 1.5 million rubles on a car is not rational, since after 5 years the cost of the same car will be much lower, regardless of how carefully you treated it. As soon as you get behind the wheel, its value will immediately begin to fall by 20%-25% per year. This makes buying a car an important financial decision.

   Don't waste your money on stupid things. It's hard enough to make a living. And so it's very difficult and painful to realize that the things you spend your hard-earned money on turn out to be just black holes. Evaluate the things you buy. Try to learn how to determine “whether they are worth it.” Here are some things you shouldn't spend money on if you plan to get rich:

   • Casino and lottery tickets. Few lucky people make money from this. The rest are losing money.
   • Bad habits, such as cigarettes.
   • Domestic products such as candy in movie theaters and drinks in clubs.
   • Solariums and plastic surgery. You may get skin cancer. Do Botox injections and plastic surgery look as good as promised? Learn to age with grace!
   • First class plane tickets. Why are you paying the extra $1,000? For hot towels and a few extra meters of legroom? Invest that money instead of throwing it away and learn to sit with the rest of the people.

3. Stay rich. It's hard to get rich, but it's even harder to stay rich. Your fortune will always depend on the market, and the market has its ups and downs. If you can make money easily during good times, this does not guarantee profit if the market goes into a downturn. If you earned more than you expected, or your deposit income has increased, do not rush to spend the “extra” profit. Save it for when the market is in a downturn and your investment income drops two percentage points.

You constantly ask yourself the question: “How to become rich?” You may have already consulted business literature on this issue. Our site is not the first that claims to provide an answer to the question posed, however, unlike many, it will only offer effective ways to get rich .

Let's talk about the main thing straight away. It is ineffective to dream of multimillion-dollar profits and do nothing about it. The tips below will not work for those who do not want to devote a single minute to work and are waiting for a bag of money to miraculously fall on them from heaven. Since you found yourself on our website, you are not satisfied with your financial situation.

What did you do to become rich or improve your financial situation? Clearly not enough. Are you ready to do more if you want to become richer? Forget the word: “I want.” Start giving yourself the following attitude: “ I CAN get rich " Are you ready to believe that you can really do this? Then you will achieve a lot.

So, from this article you will learn:

• How to become a rich and successful person - tips and tricks + practical exercises;
• How to get rich from scratch in Russia;
• Ways to gain financial freedom and live happily.

A detailed guide on how to become a successful and rich person. Millionaire Principles and Advice + Ways to Find Financial Freedom

Let's look at 15 important and useful tips that will help you get rich or become richer.

Tip #1. Don't stop dreaming

By themselves, without action, dreams will not bring any benefit. But if you don’t dream of anything, you’re unlikely to achieve much. It is with the cherished desire to achieve something that great things begin. Look to the stories of those who have already achieved a lot and become rich and successful people. Is there at least one of these stories that begins with the words: “I didn’t really want anything, the wealth just came”?

Tip #2. Find time

Find half an hour to be alone with yourself and give sincere answers to several global questions:

• What do I do better than others?
• What real benefit can I bring to society?
• What do I consider the meaning of life?
• If money worries didn't take up my time, what would I devote my life to?

The main thing in this self-analysis is not to deceive yourself. You will be surprised, but sincere answers to these questions will really allow you to answer the main one: “ How to become rich? »

Tip #3. Time to study

Spend a certain amount of time every day studying the biographies of multimillionaires. Absorb useful material investment in your knowledge will always remain the most profitable. In addition, some thought of a famous person can inspire you to create your own business idea.

Write down quotes that set you up for success and post them in prominent places. The more often your gaze falls on the right thoughts, the faster your consciousness will be reorganized.

Tip #4. Constantly think about making money

Every minute think about how to become rich, how you can get rich, ( from one hundred thousand dollars or more) per month and .

At first, this will seem unattainable to you; only crazy ideas will appear. But one day you will be pleasantly surprised by the results of constant reflection.

Tip #5. New acquaintances

Make new acquaintances, be more sociable. Money comes to us through other people. It is almost impossible to make a fortune alone.

Tip #6. Think about how busy you are

Still working for someone? It's time to leave slavery behind! The more time you spend bringing profit to someone else’s uncle, the less resources you will have for self-realization, personal business and achieving your goal - wealth.

Tip #7. Think about your professional activities

Not ready to leave your office job yet? At least forget about the requirements of corporate culture. Do only work within the framework of your interests, do not allow the company to profit from your knowledge and skills just like that.

Tip #8. Think about sources of passive income

What could consistently generate income, regardless of your efforts? Often the road to wealth begins with the answer to this question. Later in the article, several investment options will be offered.

Tip #9. Minimum effort, maximum results

Apply minimum effort to achieve maximum results. No matter how difficult the tasks may seem, they are easier than they seem. Leave long thoughts behind - feel free to start completing tasks and solve problems as soon as possible.

Tip #10. Be kinder

Be kinder to others: compliment them, give your support. Compliment your colleague on how stylish he looks. Prepare a delicious dinner for your loved one.

Use your imagination and do something nice for your family, friends and even those you are seeing for the first time. The support provided will be returned a hundredfold, and, believe me, it is worth a lot.

Tip #11. Help people unselfishly

Today you helped - tomorrow you will. You never know in advance what benefit this or that person can bring, but there are no such things as chance acquaintances. Look for like-minded people, they will support your faith in yourself and will pull you upward to success and wealth.

Tip #12. Choose your social circle

When communicating with people, choose your social circle carefully. The poor environment, if you do not professionally fight it off, drags you into its swamp of poverty and despondency. Surround yourself with optimistic people who know what they want in life and know how to achieve it.

Tip #13. Stop looking for someone to blame for your failures

Forget about whining and stop looking for someone to blame. It's only your own fault that you're sitting without money. When you accept that the source of failure is within yourself, you will understand that you can ensure success for yourself.

Tip #14. Keep a diary of achievements

The human psyche is designed in such a way that we often fixate on the negative. Write down your small victories and re-read these notes every time you get discouraged. Such a joy diary can concern any area of ​​life, not just work.

Tip #15. Do you want to make big profits?

Bring something real to the market valuable ! It has long been known that people do not need a specific product. They need to get something more, and the product is just a means to achieve it. Describe the real benefits for people so that they themselves bring you money. Much money.

Use these tips, start doing something today to achieve your goal (wealth and success), and the result will not keep you waiting.

2. What is wealth - concept and formulation 📚

Not many people can give a clear answer to this question. And if you don’t know what exactly you want to achieve, you’re unlikely to ever achieve it.

Of all the definitions of wealth, perhaps the most accurate belongs to the American millionaire Robert Kiyosaki.

He defines wealth as amount of time, which a person can afford not to work, while maintaining his usual comfortable standard of living.

Who would have thought, right? But it is very logical to measure wealth precisely by this time interval, and not by the amount of money, because each person needs his own amount in order to recognize his standard of living as comfortable.

In fact, rich man- this is someone who owns assets that bring in sufficient income, that is, not dependent on labor effort.

Ask yourself a few questions:

• Why do some people manage to make a lot of money and get rich, while others don’t?
• Why is it that someone is forced to work for days, but gets paid pennies, while someone does what they love for several hours a day, has time to actively relax, but gets paid decently?
• Why is someone lucky in the financial sphere, while others live from one salary to another, or even on credit?

You may still consider these questions rhetorical. But a lot will change soon.

3. Thoughts of a rich man - speech patterns and statements of rich people 📃

If you think like poor person, you will not be able to hold on to the money, even if it suddenly falls into your hands.

If you think like the middle class, then your eternal goal will be a job search, and the boldest demand will be salary increase. As you age, you will remain dependent on social services.

If it's really important to you to continually build wealth, start watching your thoughts and words. Get rid of the speech patterns typical of the poor (“give me a discount”, “buy as cheaply as possible”) and start thinking in terms of the rich.

Here are just some of the words and speech patterns that can be heard from wealthy, rich people (list taken from Kiyosaki):

• I can do it;
• I can create businesses;
• I can afford it;
• financial freedom;
• excess money;
• there are a huge number of favorable opportunities around;
• my money is in constant motion;
• money works for me;
• capital building;
• I work only when I want to;
• I attract money flows;
• I control finances;
• making money;
• money lies under your feet;
• developing financial intelligence;
• I make profitable investments;
• my money is returned quickly.

It doesn't matter if you currently have a decent amount of funds. Scroll these thoughts constantly, even if there is no reason. The habit of thinking this way will gradually transform you and the reality around you.

Learn to react differently to the usual. If earlier you negatively turned away from an expensive foreign car, muttering that you couldn’t afford one, now take a closer look at it and say: “ That's what I need. How can I afford it? “This applies to any chic thing you see.

But this is not the main thing. The most important – searching for financial ideas that will really make money work for these higher goals. If before you worked and your money was idle, now everything should be the other way around.

Reprogramming settings

If some negative attitudes often come back to you, write them down on a piece of paper and work with them. Close your eyes and imagine the negative attitude on your mental screen as an inscription. Now in the same place, mentally erase this formula with an eraser and write down a new, supporting one. Put all the power of your positive emotions into it.

For complete reprogramming negative installations in positive the subconscious mind will need about a month. Do this exercise every day.

Basic wealth principles that millionaires adhere to

4. How to get rich from scratch in Russia - 10 principles of millionaires 💰

Each of us is allowed rare weaknesses. Many successful entrepreneurs asked themselves questions at the beginning of their journey: If" Will I be able to get rich if I was born in Russia, if I was born into a poor family, if I don’t have influential acquaintances? Can I cope if I don’t have large assets that allow me to maintain a decent standard of living? These same “ifs” gnaw at newcomers to business. In vain. In short, everything is real if you work hard.

And now more details.

Follow the principles of millionaires.

In search of financial freedom, it would be a good idea to attend seminars of large entrepreneurs whose profits are transparent, that is, they can prove how much they earned and in what time frame.

There is one famous seminar dedicated to the so-called millionaires' commandments. This is what a successful businessman called his principles. Some of these commandments lie on the surface, and some will become clear to you. stunning discovery .

You can follow the workshop leader through the brief principles, or even place the list on your desk.

Periodically re-read it, and it will give you a dose of inspiration, regardless of your location. After all, there are rich people in the USA, in Africa, and in Russia.

Principle No. 1. Consider whether the goals you are striving for are yours

Let me explain. Some of our goals are just introjects, absorbed from our environment or imposed by our parents.

At an age when awareness was still lacking, we followed the example of others so as not to look worse than them.

But one day we stop and ask ourselves why this path to success is difficult, because we copy the actions " sample" Here we return to the self-analysis technique described above (“What is the meaning of my life?”)

Remember: If you personally are not attracted to the chosen path deep down in your soul, it is useless to copy the actions of other people - this way you will not be able to achieve success, or it will not satisfy you.

Give yourself a break. During this time, watch yourself: what do you do most often? What makes you happy?

Correlate how this activity compares with the previous one along the copying path. Are you doing things to achieve goals that make you personally happy? Or are you still lacking motivation?

Principle No. 2. Understand that only you are responsible for what happened and is happening to you

Even if you realize that current place of work- the result of ideas imposed by parents or the environment (“Everyone needs a higher education,” “If you work for pennies for the sake of experience, only thieves and scammers become rich,” etc.), do not rush to blame anyone out of habit. And from the moment you stop doing this, everything is under your control.

When you understand that other people's influence is always present, but you are free from it and free to build your life as you wish, you can begin to take active steps towards achieving your goal - wealth, success, etc.

Don’t think that it just takes time, that changes will happen on their own, that you will get lucky and become rich and wealthy in no time. No. Changes will begin only when you take responsibility and begin to change your life, including wealth.

Principle No. 3. Analyze the main goal

So, you have goals, and now you know which ones - really yours . Now analyze your main goal.

What do you need it for? Imagine: now you have achieved it, and? What's next? Our psyche does not tolerate emptiness and does not allow the option of aimless pastime after reaching a certain financial threshold - some kind of self-development should always be implied.

Explain to yourself the logic of your actions, and then your resources will be directed in the right direction.

Principle No. 4. Change your attitude towards money

Understand that this is only a means to obtain specific material benefits. There is no need to elevate money to the rank of a cult. By giving something too much potential, you run the risk of not achieving it.

Principle No. 5. Break a big goal into small tasks

If you move towards gaining wealth consistently, step by step, it will be easier. Write down specific steps to achieve wealth and monitor their implementation.

Don’t set yourself such global goals as “becoming self-confident” and “getting rich” for one step - except for the final one, which requires preliminary preparation and training.

Principle No. 6. Plan your every day and find opportunities for self-realization in it

When you start keeping track of how much time each activity takes you, you will be horrified at how many hours you used to waste. Once you start planning your day, you probably don’t want to lie in bed until lunch, spend two hours mindlessly surfing the Internet, an hour chatting on the phone, etc.

Most of the energy you will want to direct it into creative activity. Create your own theories that seem effective to you and test them in practice. Many great people once created them.

Principle No. 7. Act constantly

The result comes with experience, and experience will not come without constant action over a long period of time. The more global the goal you set for yourself, the more time it will take to complete.

This does not mean that you need to overload yourself with work so much that you soon no longer want to do anything at all. Proceed as usual, just Not stop.

Principle No. 8. Don't work for leisure

If you are currently overloading yourself with work, cherishing the dream that the day will come when you will earn enough to stop doing it, it’s time to change something in your views. Man stands one step higher, compared to all creatures, precisely because he cannot live aimlessly. He needs action.

Challenge yourself: set a goal to get rich from scratch, achieve it and do not stop on what has been achieved. To start, take a not very high bar, reach it, then raise it. And so time after time.

Principle No. 9. Find peace of mind

Your main task is not to get rich. Your main task- know yourself. Once you solve it, you will come to an intuitive understanding of everything that is important. Big money can only be made in a calm environment.

Get to know your character while earning money, make mutually beneficial acquaintances, and you will be satisfied.

Remember the proverb: “ Don't have a hundred rubles, but have a hundred friends" It is not at all about the fact that friends are more important than money, as we were told at school (remember the erroneous imposed thoughts).

In fact, the essence of the proverb is that priority task– create a harmonious environment and make many friends. It is these people who will help you earn amounts that you could never even dream of on your own.

Let's make a retreat. You will probably argue and say that there are examples of people who achieved wealth alone. Eat. But what did it cost them to achieve this wealth? With what set of psychological traumas do they then come to a psychologist (for example, with depression) and give him a considerable part of their earnings? (We have already written an article - “”, what this disease is and what it can lead to)

And look at the people on whom wealth fell “from heaven” - this lottery winners. The world does not know a single such story with a happy ending. At best, these people a year later were deeply in debt due to illiterate management of an unusual amount of finances, and at worst... Let's not talk about the bad.

But still, if you are interested in the lottery topic, then especially for you we have prepared an article “”, in which we talked in detail about the main methods and technologies for winning a large sum of money.

Principle No. 10. Do not give up

You will always have time to abandon your goal, and returning to it will be much more difficult than continuing to work in the right direction now. Don’t create a life scenario for yourself in which you return to an office job, where you live from paycheck to paycheck and torment yourself with one question: “ What would have happened if I hadn’t given up then?»

Constantly work on changing your thinking. Everything that's happening neutral . Only our perception gives events positive or negative assessment. But you can and should work on your perception.

5. Exercises to achieve wealth 📈

If you realize how strong the motivation for wealth should be, it's time to move on to practice.

Exercise 1. Get rid of the mood of poverty

When you first start working towards achieving your goal, your consciousness will begin to protest. The mind will whisper that you have nothing will work out. You will have doubts in your abilities, you will begin to envy those who are more successful.

You will think that you will never be able to do what you love and make a profit at the same time. Such sentiments are natural, because since childhood you have been told that it is impossible to get out of “rags to riches”.

Start fighting these limiting attitudes. This exercise will help.

• Relax.

As soon as you feel despondency and lack of faith in your strength, seclude yourself. Take a couple of minutes to relax and sit with your eyes closed.

• Give free rein to your imagination.

Imagine that you are already very rich, that you have everything you dreamed of. You can finally afford what you love. Disconnect from reality, no matter what your actual financial situation is.

Play rich man. Do you think this is a useless game? Not at all. Such games are useful to our consciousness, as they expand the boundaries of reality. Imagine that you have achieved something - and it will actually begin to happen.

• Wish other people to get rich.

Now think about those whom you envy because of their wealth. Remember the game? Now you are rich, you are on an equal footing with them. No, you are even richer! So wish them to become more wealthy. Imagine the financial flows coming to them. Let them grow stronger until they are drowned.

• Wish to get rich for yourself.

Now you can imagine large financial flows coming to you. The more streams you send to others, the more you will receive yourself.

• Wish everyone well.

Wish yourself and those around you all the best. Tell yourself silently: “ I am rich and worthy of it!»

You can now open your cases and get back to your daily routine. Return to this exercise if negative thoughts suddenly return

Exercise 2: Plan your wealth

Now that you have gotten rid of unnecessary doubts, it’s time to flesh out your plans.

1. Decide how much money you want to earn first and imagine it as clearly as possible. You see this money in front of you. What kind of currency is this? What packs does it come in? Where is this money: in a suitcase, on a table, in a personal safe, or in your hands?
2. Imagine how the banknotes feel to the touch, how they crunch and rustle.
3. Set yourself a specific deadline by which you will receive this amount - the start date of your financial independence.
4. Decide how much of the amount you will invest in your business to get an even larger amount. Set yourself up to invest a large share in order to increase your capital many times over. Imagine exactly how many times richer you will become.
5. Decide how you will spend the remaining amount. You should spend it on yourself.

Pay attention to the order, it is very important! First you do profitable investment that will work for you, and only then spend on personal needs.

1. Write it down on a piece of paper : what amount is needed and by what time, how exactly will you distribute it.
2. Compose and write down key phrases , which begin with the words “I want.”

For example:

• “I want a life of financial freedom.”
• “I want to stop depending on others financially.”
• “I want money to start working for me.”
• “I want to do what I love.”

The more similar phrases you can come up with, the better. Every day, take out this sheet of notes and re-read it - this will strengthen your determination. When in doubt, sometimes return to the first exercise.

6. How to deal with the fear of losing money 📌

If you really want to get rich, you need to learn ri shackle. If you are afraid, you will never be able to make your money work, because to increase profits you need to invest, and investments always involve risk.

Of course, no one is talking about investing without sufficient financial literacy, but you need to consider the possibility of failure and be able to accept it.

To overcome the fear of losing money, take the following steps:

1. Life will endlessly challenge you, so there is no point in hiding from danger. Take on the challenge- this is how life becomes brighter. If you lose, it will be with dignity, and if you win, then it will be big.
2. Crash– this is not bad and not shameful. Major victories are always preceded by a series of failures.
3. Totally normal– learn from mistakes. We can only gain the experience we need by trying and making mistakes. There is no point in lamenting – it’s better to analyze the situation, draw conclusions, develop a new strategy of action instead of the one that didn’t work, and start over, again and again.
4. Never give up if you failed the first time. Many people quit because they are afraid that it will come second failure and third etc. But these failures are the payment for subsequent success. So learn your lessons.
5. The most important. Remember that the so-called stable life with a regularly paid job only gives the illusion of a comfortable life. In fact, workers inevitably take risks for wages, because they are guaranteed a poor old age.

If you cannot accept these attitudes, if the pain from loss lasts much longer than the joy from success, you too you can become rich, but not so quickly.

In your case, the correct strategy is don't take big risks, act only for sure.

Practice - mini-training

This mini-training will help you overcome your fears.

When we try to run and hide, we only become more afraid. You need to look your fear in the eye - and it will pass, and the freed energy can be directed to creative purposes.

Take a comfortable position and allow yourself to relax, close your eyes. Imagine that You- a fairy tale hero traveling through an imaginary world. It’s not without reason that we tell you to imagine a fairy tale: “ A fairy tale is a lie, but there is a hint in it...»

So, you walk and see a mountain, and on it there is a castle, in which an extraordinary reward awaits you (think of what it is). This castle is your goal. There are obstacles ahead of you, but you have enough determination to overcome them. As soon as you have drawn up an action plan, an impenetrable wall rises in front of you, sky-high, infinitely long to the right and left. Think about how you will get around it. Make different attempts. Do not give up! Conventional methods won't work, but keep looking for less-than-standard solutions.

Remember that you are in a fairy tale, which means that any event is possible here. Maybe there is a secret door? Or will you use magic that allows you to walk through walls? One way or another, you must find a way out of the situation.

You have overcome the first obstacle and are moving on. On the way, a deep and wide abyss appears, at the bottom of which there is a stormy river with sharp stones. Think about how you will overcome it.

You move on, you are almost there. On the approaches to the castle, out of nowhere, there is a forest with ferocious predators. A tiger jumps out and lets out a terrible roar. If you turn your back on him and run now, you will die. Look for a way out. Whether it is a battle with a beast or an attempt to make friends is not important. You must overcome the obstacle.

This is the last obstacle. If you have overcome it, you will pass through the wilds of the forest and finally reach the castle, where you will receive your long-awaited reward.

Do you think it's just a game? In fact, your subconscious will remember this and form an algorithm for the actions of a winner who overcomes any obstacles without fear or excuses.

Yes, at first you struggle with obstacles only in your imagination. But if you successfully learn this, it will be much easier for you in reality, because fear will no longer have power over you.

7. How to manage profits wisely - 7 useful tips 📖

How to manage your wealth - 7 tips

Surely you know more than one story in which a person confidently developed and began to earn good money, but overnight returned to zero or even went into negative territory.

If you don't want this to happen to you, listen to a few tips.

1. Save at least 10% of your profits

Earned fifty thousand for the first month? Put at least five in your piggy bank, and preferably ten to fifteen. Your wealth– this is not the amount that we managed to earn, but the amount that we managed to save.

Only yesterday's poor people determine the wealth of those around them by status things: expensive housing and cars, branded clothing, etc. In fact, people who flaunt such things often live on zero or even on credit. Instead of showing off, focus on your future. And save for it.

2. Choose effective ways to save your deferred amount

If you put money in a drawer at home, anything can happen to it. Let's not even talk about natural disasters, fires or floods.

Most often everything is much simpler: The owner of money cannot cope with the temptation to spend it.

The only safe place to store savings today is bank. You can rent a safe deposit box from which you can withdraw funds at any time, but with rising inflation every year you will have less savings left.

It makes sense to study deposit offers from leading commercial banks. Put into a non-withdrawable deposit an amount that will be enough to live for a year or two.

In the event of an unforeseen situation and the collapse of your current business, you will be able to afford not to work during this period in order to create a new business.

While others take out loans to maintain their usual standard of living, you will stay afloat using your own funds set aside in advance.

If you have a large amount of money, take a closer look at deposits with the possibility of partial withdrawal and replenishment. The monthly interest you withdraw will be a nice addition.

3. Use cashback

Throw away old plastic cards, which only become an additional expense ( annual maintenance, mobile services…)

Get a debit card with more from any purchase paid non-cash, and monthly interest accrual on the amount available on the card. We have already talked about where you can order the best one in one of our articles.

4. Invest

So you put it off 10% for deposit. Another 10% must be invested: in stocks, bonds or your own business. Or at least set aside this amount for further investments. Don't miss this point! Without it, it is impossible to increase capital.

Develop analytical skills to choose the most profitable types of investments. The richest investors believe that there is nothing more profitable than investing in shares (purchasing shares of a business) or real estate.

Try this path or your own, but be sure to invest. We recommend reading the article - Ways to invest money"

5. Do charity work

Someone will argue with me, but I believe that 10% You must donate your income to charity. Why? Because you cannot receive without giving anything. And on the contrary, money given to a good cause will be returned threefold.

By parting with such a sum, you seem to come to an agreement with your mind: “ I have enough money. I can not only provide for myself, but also for those around me" The only rule: help from the bottom of your heart, only to those you really want to help.

6. Give up all loans

We have already decided that it is risky to spend all the money we earn. It is even more risky to borrow money. Even if you're on 150% If you are confident in your business and want to improve it with credit funds, think three times.

Don't drive yourself into a hole of debt for the sake of vague prospects. Better move towards profit growth slow, But independent And confident in small steps.

We have already discussed above the stereotypes about rich people created by poor people. At the first stage, yachts and mansions are not needed. The only thing that really distinguishes rich people is it's their self-control.

While weak people want more spend And consume, strong personalities buy only what they need, and the remaining funds are invested and reinvested.

Fight your usual temptations, make profitable investments (after analyzing the risks), and you will be closer to wealth and success than ever before.

8. 7 proven ways to gain financial freedom 💎

Of course, there are many more ways to become financially independent. Every wealthy person today has come his own way to the success that he now enjoys and is proud of.

But first, we will offer you seven schemes that really work and are guaranteed to bring income to everyone. To do this, you only need the desire and ability to work exclusively for yourself.

Method 1. Creating passive income

This method of earning money comes first for a reason. The logic is this: if you don’t understand what this concept means, it’s too early for you to start any business on your own.

Passive income - this is something that will bring you profit, regardless of whether you take part in the project every day. We believe that providing passive income is the most important component of financial independence.

There are several typical ways to generate passive income:

• rental housing;
• receiving interest from a bank deposit;
• receiving dividends when dealing with securities;
• work as a distributor in the field (suitable only for sociable individuals);

This type of income is suitable even for those who are afraid to quit working for someone else. You can continue to go to your usual job and receive a salary, but at the same time you will additionally have passive income.

Agree, even a few thousand rubles a month is not at all superfluous, considering that you don’t need to do practically anything for this.

Method 2. Mediation in large transactions

Think about in which area your abilities are developed at a decent level. Acting as an intermediary in large financial transactions, you will receive a certain percentage from each transaction.

The more solid the deal turns out to be, the more decent amount you will receive personally. For example, experienced realtors now earn more than 5000$ monthly.

Method 3. Earn money on the Internet

Right now, while you are reading this article, tens of thousands of people are earning money without leaving their home. is gaining momentum, new ways of earning money are emerging: from freelancing and remote work to information business.

Method 4. Creating a profitable website

If you have at least some understanding of Internet technologies and understand that sites today are created as platforms for displaying advertising, then you will be able to earn money this way.

Read more in the article - "". And the same thing about the online store - “”

Method 5. Starting your own business

Don't be afraid: it's much easier than it seems. Of course, starting a serious business will require certain financial investments, but some types of earnings will allow you to start practically from scratch.

For example, now you can implement your knowledge and skills via the Internet. Tens of thousands of people are doing this right now and finding grateful listeners.

Method 6. Investments in the stock market, shares

By investing in the stock market, you will understand what your true relationship with money is.

The next significant reason to create your own business With. When you work for someone else, there will inevitably come a time when the employer considers you “too old.” It doesn't matter that you will feel great in 40-50 , and your head will be full of ideas - employers always need younger employees.

And you will understand that everything is yours career , your self-improvement in your chosen profession, your tireless work have led you to a dead end. All that’s left for you is unskilled work as a janitor or watchman for a pittance.

Another scenario may also come true. In office work with its strict rules, professional burnout is almost inevitable. Suddenly, one day, you discover that you no longer want and cannot work with the same enthusiasm. You will become inattentive, start making mistakes, and get fired. The result is the same.

The problem is that in universities we they don't teach you to look so far ahead. If you are now about twenty, these are empty words for you. But years later 10-20 (and they will fly by quickly), you will understand what we are talking about.

And the last reason to create your own business. You can always sell it! Unlike your usual workplace, which feeds you for a long time and then suddenly stops, your own business will always remain a useful investment.

The sooner you start thinking about starting your own business, the better. But if you already over 40, and you nodded in agreement, reading about dismissal from a heated place, and it’s not too late for you to start!

In this matter in general it's never too late : There are no age restrictions, no burnout problem, no pitfalls. You just go about your business until you decide to retire when you become rich enough.

10. How to make a business successful and make a profit - laying the foundations of a business 🔑

A common belief is that starting a business is impossible without initial capital. In fact, the main thing is this is the idea and the goal. If your only goal and idea is to make a lot of money, it’s better not to even start. Failure Guaranteed .

Yes, such a practical goal must be present, but the main one must be some kind of spiritual goal or mission that gives consumers what they need now. Focus specifically on the mission.