Get your income. Passive income in Russia: myth or reality

Many have always dreamed of having passive income on the Internet without investments with withdrawal of money. Nowadays, thanks to the global network, there are many more opportunities to realize such a dream. The main thing is not to rely on free money. To get passive income without investments with daily payments, you must meet the following requirements:

• availability of primary investments, that is, start-up capital;
• constant self-education and study of trends in the chosen field;
• independent work at the first stages of investment.

How to make passive income and where to start?

Passive income on a computer is getting a constant profit on “autopilot” without your participation or active actions. In the classical sense, “liabilities” are income from existing bank deposits, shares and investments.

I note that making money on the Internet is very contradictory. Many who have been burned by this topic claim that it is impossible to earn passive income on the Internet. But most of them simply fell for advertising companies that promise foreign dividend rates without serious investment. This is usually done by scammers who lure out a certain amount of money from intoxicated clients. In fact, without serious investments in proven industries and commercial veins, it is almost impossible to obtain a “liability”. How to organize passive income?

Watch a video about passive income from millionaire Robert Kiyosaki:

What types of passive income exist?

Today we can distinguish the following ways to make passive money on the Internet:

• Invest a large amount of money in your chosen business area and earn income thanks to automation, earning money through someone else’s hands.
• Creating passive income from scratch on your own without large investments, but this method requires a lot of effort. At the same time, few are able to give it their all and quit working before receiving the first profit.

What passive income options are there? How to invest money wisely? Types of passive income in Russia on the Internet will delight you with their diversity. I will tell you about the most popular and proven methods.

Passive income ranking top 10

I suggest you familiarize yourself with the top 10 ready-made examples of passive income, from which you can outline the most promising options for yourself.

Blog creation

This type of income does not require large financial investments, but it does require an investment of free time. At the same time, creating a blog is not possible without creative resourcefulness. In order not to invest money in your own website, you can start a blog on third-party specialized resources. In this case, you will receive earnings from advertising on your blog. If you have a sufficient amount of free time, then you can purchase a ready-made blog that brings in a stable profit. For this, there are special resources where sellers post their blogs.

You can also purchase a ready-made online store with automated operation. Very often, such stores act as intermediaries between the seller and the buyer. Therefore, there is no need to pre-purchase goods.

YouTube channel

Video blogs on YouTube are a new type of passive income that is gaining more and more popularity. You can earn income from official advertising from Google, affiliate programs, cooperation with well-known brands, and media networks.

Earning money from subscribers on social networks

When promoting a public page on VKontakte, Instagram, Odnoklassniki and collecting a large number of subscribers, they can be easily monetized using advertising, CPA networks, and affiliate programs.

Generating income from intellectual property

This type of income also requires a large investment of money or time. If you are a creative person with free time, you can try to create an intellectual product yourself.

If you have sufficient capital, you can purchase copyrights to intellectual property. Then, by advertising it, we receive passive income from its use by third parties.

Where to invest money for passive income?

Examples of investment portfolios

There are many investment opportunities on the Internet. Many of them are scams. Therefore, the choice of investment object must be taken seriously. You can invest capital in stocks, government bonds or cryptocurrency. Investments in cryptocurrency are most promising for experienced investors. If you don’t have time to study current trends, you can invest in a proven trader who will take your assets into circulation.

Internet business

On the website telderi.ru you can buy a ready-made Internet business with passive income from 1000 rubles. up to 2 million rubles.

There are a lot of options for business projects on the Internet. At the same time, such a business does not always require the intervention of an investor; modern Internet business automation algorithms allow you to receive passive income by hiring managers. Creating a business from scratch is risky, but you have a great opportunity to buy a ready-made project on the telderi.ru website exchange. Here you can find online magazines, online stores, blogs that already bring a stable income.

Startup projects

Investing in startups is a great opportunity to support young geniuses and share with them the income from their creative business ideas. Despite the existing share of risk, if successful, the investor will be able to recoup his investments with interest and receive stable passive income without putting any effort into it. You can find projects for investing passive income on the startup exchanges napartner.ru. Here you can filter proposals by the size of the investment, the payback period of the investment and the terms of payment of profit, and familiarize yourself with the proposed business plan.

Partnership programs

The essence of the affiliate program is to attract clients to advertisers. This happens using a referral link, which you can place on your website, blog or on third-party resources using advertising.

Mutual funds

Mutual funds are a promising and highly liquid instrument for obtaining liabilities for those who have their own savings. Mutual funds allow you to receive income from 10 to 50% per annum and enter the stock market without having much experience in trading. By purchasing a share, you entrust your savings to competent portfolio managers who, with the help of their knowledge, increase the capital entrusted to them.

Internet traffic trading

Selling traffic is a great way to make money without much effort. The essence of this earnings is that you buy cheap traffic and resell it at a higher price on the exchange or redirect it to sales pages, affiliate programs, CPA networks, receiving payment for clicks, registrations, sales. You can get cheap traffic using SEO, teaser networks, context, and targeted advertising on social networks.

Each of us wants to receive passive income, while minimizing investment risks and not losing what we have accumulated through various efforts and labor. Today this can be done if you pay attention to the investment blog, which has been following all changes and new products for almost 3 years and tries to regularly offer you useful articles, recommendations and advice.

Investment blog - all about ways to make money on the Internet

What is an investment blog? This is the site where the following are collected:

• Articles about money, economics and finance;
• Useful recommendations on how to earn money without investments and where you can make a profit online;
• Current descriptions of working with cryptocurrency, reviews of profitable crypto coins;
• Current ways to earn money;
• Interesting news from the world of money that is important for everyone.

And this is not a complete list of exactly where a blog can be useful to you. I am glad that both newcomers, with whom we are moving towards the Olympus of financial independence, and experienced market sharks who received their Oscar, approaching good indicators of total income, are cooperating with me. Many people choose GQ Blog Monitor for 10 reasons:

1. I share my own experiences absolutely free of charge, which is rare in today's world;
2. I regularly fill the blog with useful articles, anticipating your information requests;
3. I make conclusions and analyzes, so I publish detailed and complete reports on the work of the blog weekly;
4. I do not force anyone to do anything, I only recommend;
5. I always point out the pros and cons of specific proposals;
6. I regularly offer a variety of competitions where you can receive financial rewards;
7. I am open to new proposals;
8. I provide a platform for publications of young and talented authors;
9. I am glad for every comment under the materials;
10. I am in touch with you on many social networks.

Blog of private investor Ganesa

Having gone through many stages of the starting path on my own, I came across a rake that made me smarter and set my work in a productive direction. And I know how important it is at the very start to have qualified and professional support from an investor who has gone through everything on his own.

“Why a blog?”, you ask, and I hasten to answer that this is a convenient form of communication, filling content and establishing communication. And in the financial world, where every second something changes, the Bitcoin rate loses or gains up to hundreds of dollars, and miners mine a new block, it is extremely important to constantly be in touch and quickly respond to everything. GQ Blog Monitor can boast of this. I don't just advise, I also simplify your life. A crypto portfolio launched at the beginning of the year is a convenient method to organize investments and only monitor positive updates. If you previously kept records yourself, now everything is much simpler.

Investment articles on blogs appear every day, but I fill the content taking into account the desires, opportunities and interests of everyone. I do not write a separate blog special for an experienced trader or a beginner, I do not write separate articles about investing in stocks, as in a highly specialized investor blog. My blog combines recommendations from a practical investor, reviews, advice, and news from various financial areas. Together with me, you can not only learn how to make money work, but also what needs to be done so that the slogan “Store and increase” becomes the basic rule for all partners.

Taking into account the tastes and information preferences of each investor, I propose to choose priority areas and follow the latest “Hot Topics”. The private investor’s blog is open to criticism and comments, and all your questions are sure to be answered: promptly and in full. You can always see how I work and what projects I work with. The blog sections contain the most relevant articles about everything that will help you become a financially independent person: from the principles of the cryptocurrency mining algorithm and how to work with faucets and make money on paid surveys.

In reviews and feedback on new projects, I offer hype monitoring with detailed analysis and regular reports on the work of sites. Each investment project is presented to partners from different sides:

• legend;
• marketing;
• administrator information;
• my personal opinion;
• technical part.

This is done to ensure that the decisions you make and certain investments you make are objective and effective.

My conclusions about investment blogs and my blog

In order to develop and follow all current trends, I read the blogs of partners “Save your money!”, a popular blog of a practical investor talks a lot about various bonus programs and plastic cards; and by flipping through a blog from an experienced homebody investor, you can learn more about the Forex market and the rules of working on it. I often visit the blog from Denis, a free investor who works with cryptocurrency. You can work with PAMM accounts and learn about investing in stocks and gold by reading the materials of a lazy investor who has been blogging for a long time. They learn a lot from me, and I learn a lot from them. And this is good: the exchange of data and information always has a positive effect on each side.

Each blog is individual and interesting, and the investor platform is unique. I can say: the content of my blog is for everyone: investors, those who work online and are looking for ways to remain anonymous, who are interested in stocks and cryptocurrency, choose HYIPs, stocks, and are looking for options for remote earnings. For ease of accounting, there is an investor's portfolio.

I work for all investors, no matter what your total investment volume is per week or month. GQ Blog Monitor is your guide, advisor and ally in the world of investments and financial literacy. I hope that when the next wave of voting takes place among readers and users for the best investment blog on the RuNet, you will bet on my investment blog, where recommendations are collected in one place on how to increase money during the Super Moon, tips on how to invest small ones for big profits amounts and the best fresh HYIPs.

My investment blog is an encyclopedia, an address book, a reliable assistant and consultant with a news feed for everyone.

A fairly large percentage of contemporaries are looking for passive income options for themselves. People begin to care about their future when they are young. Living on a small pension or, roughly speaking, “survival” no longer appeals to anyone. Preference is given to a certain amount of work done, for which long-term systematic payment is made in the future. This allows you to do what you love and not attend a job you don’t like, enjoy life and realize your potential, and forever overcome the problem of all modern humanity - lack of time.

Deposit is the most common passive income

The most common investment instrument is a bank deposit. Passive income depends on the amount deposited into the account of a financial institution. The options for partnership schemes are very diverse, and each bank offers its own terms of partnership. The main essence of the partnership is that a person gives his capital to the bank for savings, and the institution pays its client a certain percentage of the provided amount for a set period of using the funds.

Advantages: active participation of the investor in the process of capital increase is not required. High guarantees of safety and security of the deposit.

Disadvantages: low percentage, which is completely absorbed by inflation. The rationality of the direction is justified only if the starting capital is large enough.

Investment projects

When considering options for passive income, it is worth noting that risks are added to the high probability of large profits. This area of ​​investment is dominated by the purchase of shares of successful and developing companies. There are only two options for the development of events: the flourishing of the chosen company and the accrual of substantial dividends to the investor’s account, or the bankruptcy of the organization with all the ensuing consequences. To avoid unfavorable developments, investors are strongly recommended to contact specialized professional investment centers, where experts will advise the most profitable and less risky areas of investment.

Benefits: High return on investment.

Disadvantages: high risks, the need to have a large amount of funds.

Buying a property

When considering options for passive income in Russia, you can focus on purchasing real estate. You can consider not only the purchase of residential square meters, you can also pay attention to commercial properties. The property can be rented out. Investing in the purchase of foreign real estate is considered a very promising direction. In Western countries, almost 90% of the population lives by renting out their residential property. Income covers not only the minimum expenses of the family, but also recreation and entertainment.

Advantages: complete absence of risks, each project fully pays off when it is resold by the investor.

Disadvantages: purchasing square meters requires a lot of capital.

Secondary Investment Options

Secondary options for passive income offline are the creation of an intellectual product, network marketing and Each of the areas requires not only specific knowledge and professionalism in a certain area, but also significant effort at the stage of primary construction of a source of profit.

An intelligent product means releasing something for which people will be willing to pay money on a regular basis. It is enough to simply formalize the discovery and patent it. Income will be a percentage of sales. Passive income without investments based on network marketing is only possible if you get to the top of the pyramid, but for this you will have to spend a lot of time and effort, going from start to finish. Ultimately, you won’t have to work at all, since income will be generated through the labor of people from the very bottom of the structure.

Advantages: the ability to create a powerful one without having to maintain it.

Disadvantages: high labor costs in the first stages of work.

The Internet can help you

Thanks to the spread of the World Wide Web, a huge number of opportunities have emerged to create a permanent and stable source of good income without leaving home. The number of directions is unlimited. This is not only affiliate programs, our own websites, but also investing in successful managers in the stock markets, and much more. Passive income on the Internet is remarkable in that it is available to almost everyone, including young parents and students who do not have the opportunity to work full time. The big plus is that all materials on organizing a source of profit can be found on the Internet, and by strictly following the instructions, the result will not take long to arrive. In this case, no special education, much less university diplomas, is required.

Investments on exchanges

Investments on exchanges are the simplest passive income that does not require significant expenses. Options for inexperienced players in the foreign exchange market are not very diverse and are largely limited to deposits in PAMM accounts. Simply put, the deposit is transferred to the management of a qualified trader, who, for a certain percentage of the profit, increases capital using trading instruments. Depending on the qualifications of the trader, the amount of profit on invested money can vary from 150% or more per year. Funds can be either reinvested or withdrawn. The main thing here is to study the principles of choosing managing PAMM accounts. There are risks of losing your deposit or part of it, but it is quite possible to minimize them by differentiating risks and distributing capital.

Advantages: the opportunity to receive income from the first month of investment.

Disadvantages: an incorrect decision on the direction of investment can lead to the loss of the deposit.

Personal site

When exploring passive income on the Internet, one cannot help but mention creating your own website. A popular and interesting project can bring good profits. A resource that has traffic (a constant flow of visitors) is in demand for advertising, affiliate programs and network business. If in the first stages of project development you have to spend a certain percentage of the total income and a lot of time, in the future there is practically no need to spend effort on maintaining the profitability of the site.

Many argue that to create a website you need to learn a programming language and the SEO optimization structure. In fact, a ready-made frame can be ordered from an agency or a freelancer. SEO optimization can be carried out independently. An alternative to creation and promotion is the purchase of a ready-made working portal with a certain profitability. All that remains is to maintain the existing one in working order.

Advantages: income level is unlimited. It all depends on the activity of the project creator.

Disadvantages: It takes time to learn a new area.

Public pages

Creating a public page on a social network is another promising passive income. Options without investments are not so common, but this is exactly one of them. No specialized skills are required to create a public page. The designer is at the disposal of the network user. It is enough to fill the project with interesting information and attract as many group members as possible. In the future, the prospects for earning money are as follows: paid placement of advertising, banners, informers, links. The most popular topics are women, men, relationships, sports and cooking.

Video blog on YouTube channel

The most popular options for passive income in the USA are the creation of various kinds of video blogs, including on the YouTube channel. Profits will come from advertising that will be distributed within the blog. This prospect opens up opportunities not only for trading links and selling advertising, but also for direct cooperation with the advertiser. Customers are willing to pay impressive fees for reviews of their own products and for describing them in a positive way. It is quite natural that the more subscribers there are on a channel, the higher the reward its owner can expect.

Advantages: unlimited profit threshold.

Disadvantages: the need to constantly maintain the popularity of the channel.

Why are people afraid of passive income?

When considering the options, users are put off by the fact that there is a certain time gap between the work done and the payment. People are accustomed to constantly doing a certain amount of work and immediately receiving their reward. Working for the future scares most people. Fears related to the fact that the resources spent will not be rewarded play a big role. No one is used to wasting time and investing money without knowing what results it will bring.

In Western countries, passive income options are actively considered by millions of people. They prefer a one-time investment of funds and wasting time in order not to think about the level of their material well-being in the future. Everyone strives to get away from visiting the same workplace every day, month and year. Stable wages, which are a guarantor of stability, are gradually losing their attractiveness. The search for alternative options for earning money is in fashion, with large profits and minimal expenditure of effort and time.

Business entities, investors, owners of liquid assets and free cash are often interested in what sources of passive income can be used to improve their financial situation with minimal risk of losing their property or savings. In addition, even the most hardworking people at least occasionally dream of making a stable profit and doing nothing.

But in economics, everything is built on the basis of the laws of materialism, which exclude any miracles and magical transformations: in order to make a profit, you either need to work or have money (other resources) that can be invested in a profitable business. That is, you can make a profit in two ways: by taking an active part in some profitable business or by investing your money/property in projects that bring passive income.

The last option is the main topic of this article, from which you will learn about what types of passive income there are with examples from real life, how much money they bring, and what you risk by making a profit in this way. These recommendations will help readers effectively use their savings and other assets, and you will also learn how to make a profit with minimal risk of becoming a victim of fraud.

Sources of passive income - popular types

Among the most common sources of passive income in Russia are the following::

Bank deposits. Simple, reliable, no need to calculate or analyze anything. The risk of losing your savings is minimal if you open a deposit in a reputable bank. The main disadvantage is that your earnings, if you open a deposit in a serious bank, will be pitiful, and taking into account inflation, almost zero. Some small, little-known financial institutions offer much higher interest rates on deposits than the average bank, but there is no guarantee that you will receive them. In a couple of months, this office may disappear along with your money. This type of profit making makes sense when you have a large amount of money that you do not risk investing in other projects.

The next source of passive income is created from scratch, and at the initial stage requires your participation. We are talking about your own business, when you organize and organize its work, and then receive a stable profit. The main disadvantages are related to the fact that at first (sometimes for several years) you need to work a lot, and then find a manager who you can trust one hundred percent. Advantages - high reliability, stability, income is much higher than in other passive income options.

Renting an apartment or other real estate. If you have a free apartment in a big city, then you don’t need to worry about your financial condition. Many experts, when researching the best sources of passive income, put this method in first place. The risks are minimal, the main thing is to find a decent client and conclude an agreement with him that will take into account all the nuances. You only need to invest money in repairs and purchase of furniture. That is, you don’t need to do anything, just make a profit every month and check how your tenants comply with the agreements. But this is provided that you already have a property. The situation when you need to buy an apartment does not look so attractive.

Creating your own website. It’s a good type of income, but, like any other business, at the initial stage it requires some participation from you, and during further work, you need a reliable manager for this project. In addition, this activity is associated with enormous competition, therefore, in order to make a profitable resource, you need a truly original idea. Some theorists of economic disciplines, analyzing possible sources of passive income, believe that the design and development of a web resource is impossible without the participation of its creator. The terms of affiliate programs change, new advertisers appear, new content constantly needs to be added to the site, etc. In other words, this business can hardly be classified as passive income.

Unlike the previous option, investing money in mutual funds allows you to receive passive income and can be considered a classic example of this type of income. You entrust your savings to professionals who know which securities will bring profit, so you don’t have to worry about their safety. The main thing is to choose the right mutual fund; the size of your income depends on this. Using a similar scheme, you can transfer your money to trust management on stock exchanges, foreign exchange markets, etc. If you understand the mechanism of formation of exchange rates and know how to work with securities, you can earn money without the help of intermediaries.

There are also sources of passive income without investing financial resources. These include renting real estate (mentioned above), receiving royalties for a book or scientific work, as well as royalties for inventions, provided that you have the appropriate patents for them. The presented options look very attractive financially, but in order to receive money in this way, you must have the talent of a writer or inventor. Unfortunately, there are very few such people, but maybe you have all the prerequisites to create something brilliant and receive a decent reward for it.

A separate group should include making a profit by leasing equipment and transport. In this situation, the recipient of passive income risks that his property will be brought into a condition beyond repair. Of course, such things are necessarily discussed in the contract, but if the car costs millions of rubles, the owner will have to wait a long time until they pay him off. Therefore, do not forget about insurance companies that will help you solve such problems.

Many readers are interested in how the situation on this issue developed in other countries. Without delving into some of the nuances, we can say that there is no difference; for example, sources of passive income in Ukraine fully correspond to the above list.

Differences across countries may arise in the category of what theorists call “legal” passive income. This includes cash payments such as pensions, subsidies for utility bills, scholarships, subsidized housing, etc. This money is paid by the state to people who find themselves in a certain life situation when they need financial assistance.

Practical recommendations for creating stable sources of income

Practice shows that a person who is completely focused on his work rarely thinks about receiving passive income. Of course, when we are talking about a favorite business that brings in adequate profit, which is enough to satisfy all needs, including creating a decent reserve fund, then there is no need to resolve this issue. But if your salary is not enough, you need to look for free time to solve financial problems. A working person needs to focus on multiple sources of passive income that will insure each other, allowing them to count on a certain stability.

This week one affiliate program is not working, which means another will bring more money, instead of 100 dollars they earned 50 dollars from referrals, but advertising on the site was 30% more profitable, etc. Find time to create profitable assets that will significantly increase the flow of funds into your personal budget. The more sources of income there are, the less likely it is to suffer, financially, from external unfavorable factors (for example, a sharp change in the exchange rate).

Never waste money on your own education. Improve financial literacy, learn the theory of entrepreneurship, and pay special attention to analyzing ways to make passive income using the Internet. Of course, not every person can create a website on their own, then organize its promotion in the main search engines and ensure that the resource brings a stable profit.

But if you have an interesting idea, find the right people, start-up capital and start implementing the project. Analyzing the sources of passive income on the Internet, we can conclude that your web resource is one of the most promising in terms of profit margins and stability.

In addition, a personal website is the foundation for the following areas of profit:

Banner and contextual advertising. If you are the owner of a well-promoted website with high traffic, advertisers themselves will look for you and negotiate the placement of their advertising.

Selling links.

Partnership programs.

If we talk about sources of passive income on the Internet without investments, then it must be said that this is a rather difficult, but doable task. Alternatively, you can focus your efforts on attracting referrals to mailing list sites. Naturally, at the initial stage you will have to work, but then you will only make a profit without doing anything. For readers who are not familiar with mailers, a few words about the mechanism of their work. On these resources, some users post simple tasks, while others complete them for a monetary reward.

This could be voting in competitions, writing small reviews, communicating on forums, clicking on advertising links, and many other small tasks that do not require special qualifications. If you bring a performer to your mailbox who will earn $50 every month, your profit will be five. Imagine that you have a hundred referrals on 2-3 sites. In this case, your passive income will be from 1000 to 1500 dollars. At the same time, you don’t need to invest money, the main thing is to come up with effective methods of attracting referrals. Another option is trading affiliate programs, where you need to attract buyers, but this method of earning money can hardly be called passive.

If you still doubt whether it is worth creating sources of passive income, we will conduct a comparative analysis of this method with active methods.

Active income implies constant work; if you work, there will be money; if you don’t work, no one will pay anything. Passive income is accrued steadily and without your participation.

Sources of active income are limited: You cannot work in 5-10 places at the same time. Passive income can be obtained from 1-2 or 50-100 sources.

Practice shows that active income is chosen by people with a low level of financial literacy, who are influenced by stereotypes that formed back in Soviet times. Passive income is of interest to educated, progressive people who strive for financial independence.

An analysis of the sources and methods of passive income showed that this topic is of interest to every hardworking person who is not going to work for someone all his life, giving up his time, energy and health for pennies, the main thing is to think positively and not despair, if from the first sometimes not everything works out.

Did you like the article? Share with friends on social media. networks:

Many people don’t like going to work from 9 to 6, and they don’t teach how to live without a hired job in school. However, the idea of ​​living on interest and dividends exists in the minds of the masses. Financially literate people have heard about sources of passive income, but real purposeful businessmen are looking for how to create passive income from scratch.

What is passive income?

The idea of ​​passive income arises when researching and studying the topic of financial independence. It is those who set out to get rich or achieve financial freedom who strive to build passive income, also known as residual income.

Passive income is profit received by a person without the need to perform daily “active” work or conduct a permanent professional activity. Namely: work from 9 to 6 in the office or do freelancing (remote work), exchanging your precious time for money. In any type of earnings where the employee’s time is exchanged for the employer’s money, we can talk about labor or “active” income.

The word “passive” hints: you don’t have to work regularly to make a profit. That is, a person lives freely at his own discretion, and money “drips” into him. However, this understanding is deceptive. As will be shown below, creating sources of passive income also requires a lot of work, although often only once, or very little effort is required to maintain stable profitability.

Sources of Passive Income

The main sources of passive income by type of ownership are:

• bank deposits;
• securities and bonds;
• real estate;
• copyright.

Additional sources of passive income:

• raw materials;
• business operating “on its own”;
• franchise;
• investments in third-party business systems.

For an employee, the possibility of having more than one source of income, a salary, is new and unfamiliar, and therefore often suspicious. However, if you look at it, having more than one source of income is exactly the way to improve your own well-being and increase capital.

Those who are looking for how to create passive income do not always understand the possibility of creating multiple sources of personal income. This means you don't have to quit your job to earn passive income. You can build these incomes in parallel. Moreover, the options for passive income are numerous, and one person can have as many types of this income as they desire and manage to build.

Types of passive income

If all residual income is divided by type of profit, then the following types of passive income can be distinguished:

• dividends– from investments in securities;
• interest– from bank deposits and other investment organizations, from bonds (government securities);
• royalties– for created intellectual property objects or received patent;
• rental income– from leasing real estate;
• royalties– for the sold franchise.

And several types of profit without special names. These are the following categories:

• income from operating business– (also called dividends in the West) profits from a business for which the founder or board of directors does not need to work personally;
• profit from venture investments– income from investments in business systems built by other people; Here the investor invests money in a startup or nascent business project, and after its promotion receives a return of funds with interest and/or regular profit from the activities of the new company.
• percentage of sales– a separate category of income that may be available to freelancers and businessmen. We are talking about additional profit from the volume of goods sold without the participation of the income recipient. For example, a copywriter who has written a selling text is paid a fee in the form of a percentage of sales profits from each use of this text by the customer for a year or other agreed period.

Passive income without investments

Is it possible to create passive income from scratch? From the types of passive income considered, it becomes obvious that some sources are built without investing money, others do not allow this.

4 ways to create passive income without investments:

1. create an object of copyright;
2. create a business system that does not require the participation of the founder;
3. create a business and sell a franchise;
4. accumulate capital to obtain residual income in other ways.

Creating a Copyright Object

This method of creating passive income from scratch is suitable for people in creative fields: composers, songwriters, writers, and inventors.

Having once created a beautiful musical composition, song, or written a novel, the author receives a reward for the use of his work or its elements. The list of what belongs to the objects of copyright is in the relevant law of the Russian Federation.

A patent also allows inventors to receive compensation for the use of their intellectual work.

This method is good because you only need to make an effort once, and then receive a fee. However, it is clear that not everyone can create a worthwhile work of art, and they will have to monitor compliance with copyright law.

Creating a business system without the constant participation of the founder

This method is a passive income business. Creating a company that brings benefits to people, and income to the owner and founder, is real, although not easy. The vast majority of small businesses are of the type where the owners are employees in the positions of directors and managers.

Being the head of your own company is not bad and even prestigious, but it does not bring you closer to your goal - creating passive income from scratch. After all, what is passive income? This is the profit from a one-time invested effort that a person receives consistently over many months or years. And if the founder works in his organization, he receives a salary. Therefore, this method will only work if the business is built as a full-fledged system with all the necessary employees, including a third-party general director. Then the founder can rightfully say that he has created passive income.

Creating a business and selling a franchise

Income in the form of royalties from the sale of a franchise will become available only after the creation of a franchise, and for this you need to either already have a ready-made and established business, or build such a business.

The idea is being implemented from scratch, but the result does not fully fall under passive income without investments, because you will have to invest a lot of time and effort into creating your own company. From the point of view of the fact that you can get by only with time and effort, without financial investments - yes, this is possible, even if you have to attract third-party investors to finance the new organization.

Capital accumulation: money makes money

One of the most popular ideas for passive income in order to get rich and become financially independent is the idea: “Money makes money.” It describes the simple fact that you don't have to invest man hours to earn more, even passively.

However, in order to invest money and start bringing more profit, you need to collect start-up capital. It won't work any other way.

Therefore, technically it will be passive income from scratch, because you have to start somewhere, but in fact you will have to save and save. You can start with 10% of each receipt of labor income, that is, salary, or any other income that you have. Thus, a sufficient amount will gradually be collected to invest in bank deposits, purchase securities or bonds.

You can combine capital with someone close to you and invest a larger amount in rental real estate or venture investments. It is important to have a detailed understanding of the subject of investment.

Top 10 ideas on how to create passive income

Let's look at the most popular ways to create additional income without constantly investing time.

1. Bank deposit

With very modest interest rates and additional profits, this type of passive income remains and will remain very popular for a long time. There are several good reasons for this: firstly, the banking system is growing and strengthening, the population is accustomed to trusting banks, their activities are in most cases understandable to citizens.

Secondly, banks provide guarantees - even if this sounds especially dubious in Russian realities, the invested capital is still protected from loss or theft. With the development of insurance companies, each deposit is either insured by default or can be insured at the request of the depositor.

The choice among banks is wide, the deposit options are varied, so passive income is real even with investments of 3,000 rubles or more. There are special deposits with increased interest rates for pensioners.

2. Securities (mutual funds)

Typically, passive income, the ideas of which are taken from Western popular science publications, includes income from securities. Provide access to them and make such investments convenient for the population Mutual Funds – mutual investment funds.

Although the method was especially popular before the crisis of 2008-2010, one cannot count on quick profits, because investments in shares are structured in such a way that such income becomes noticeable after a long time. Therefore, if you don’t have a couple of millions in American currency, you will have to hold the investment for several years or decades.

3. Renting out housing or offices

You can receive a stable income from renting out real estate. This will be just residual income, since one-time efforts are required to find a tenant and repair the premises; otherwise, maintaining the good condition of residential or non-residential property will require a minimum of time.

This is perhaps one of the most popular ways to obtain additional unearned income for the population, since it does not require special education, and the amount of income can be very significant.

4. Starting your own business

To create passive income without investing money, many former employees retrain as businessmen and entrepreneurs. Indeed, if you create a business that operates autonomously, with its own manager and hired labor, then you can earn a good income.

5. Venture investments

Passive income from business is one of the most highly profitable types of investments. At the same time, the risks are great, because any company can close or suffer losses. Moreover, not every person is a born entrepreneur.

For those who are interested in how to create passive income with high interest on invested capital, but do not consider themselves an entrepreneur, the solution is investing in other people’s companies. If you understand who to invest in, then the passive income of the investment will be very high.

6. Creating a work of art

By writing a book, composing a song or music, or making an invention, you can create passive income from scratch. After all, royalties for the subject of intellectual property will be received automatically, without requiring new creative research.

7. Investments in high-risk companies

These include Forex brokers, HYIPs and other companies that take citizens’ money and promise high interest rates. The money will go to trading on the stock exchange, which can give a high gain, but is very risky, which the companies themselves do not like to report. If you make such investments, passive income will be 18-70% per annum or even more.

8. Website creation

Your own website can be used as a source of passive income. There are plenty of scenarios for the development of a web resource here. For example, promote an information portal and turn it into a platform in the form of an advertising platform. Advertising income is passive income.